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Student Terms and Conditions

Your Student account includes a range of benefits. You can apply for an interest free Planned Overdraft, subject to status. The interest-free amount changes depending on how long you have been a student.

Eligibility

To have this account you must be 17 or over, be resident in the UK for at least three years and be a studying for (or have applied for a place on) a full time course that lasts for a minimum of two years or be on a one year access course leading onto a full time degree.

You can only have one student account with us in your sole name and you cannot have a student account with another provider.

You must tell us if you are no longer eligible for the account.

If you have an Early Student account we will check with third parties (for example UCAS) whether your place at university/college has been confirmed and then convert your Early Student account to a full Student account. If you are not eligible for a Student account, we will convert your account to a Classic account (or similar account if it is no longer available). Once your account is converted, the benefits connected with your Early Student account will stop.

When you are no longer eligible for the Student account, for example you graduate from your course or after a maximum of six years, we will convert your account to a Graduate account, unless you make alternative arrangements with us. If you are not eligible for a Graduate account (for example you leave full time study before graduating) we will convert your account to a Classic account (or similar account if it is no longer available). Once your account is converted, the benefits connected with your Student account will stop.

Where we change your type of account we will tell you before making the change and will give you the details of your new account.

Cooling Off

If you are not happy with your choice of account or service, you can cancel it within 30 days of opening the account or taking the service. We will then help you to move to another account we offer or will return your money to you with any interest you have earned on it.