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Personal banking > Current accounts > Student, graduates and under 19's 

Students, graduates and under 19’s

Makes things as easy as possible

Student account

  • Up to £1,500 interest-free Planned Overdraft***.
  • Up to £100 cash
  • Option to apply for a Lloyds TSB Student MasterCard++.
  • Free NUS Extra Card.
  • Free YHA membership for a year.
  • 35 free eMusic downloads.

Find out more about the Student Account

Get the most out of Lloyds TSB student life - visit the Lloyds TSB student academy.

Your money is managed in a way that reflects your faith

Islamic Account

  • A great Student account without compromising your faith.

Find out more about the Islamic Account

An account that gives you time to find our feet

Graduate Account

  • Offers an interest-free Planned Overdraft*** of up to £2,000 in your first year after graduation, £1,500 in the second year and £1,000 in the third year and a low rate Graduate loan**.

Find out more about the Graduate Account

If you’re between 11 and 18 years old

Under 19's Account

  • Instant access to your money and great interest rate of 3.30% AER (3.25% Gross)*.

Find out more about the Under 19's Account

*** For customers aged 18 and over. Subject to status and application. Overdrafts are repayable in full on demand.
Account opening is subject to our assessment of your circumstances.
†† The issue of a credit card and its limit depends on our assessment of your circumstances. You must be over 18, a UK resident and have a Lloyds TSB Student account to apply.
*AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate – the rate before we take off income tax. Rates are variable and interest is paid monthly.
**The monthly fee will then revert to the standard monthly fee of £7.95. Offer applies to new customers and upgrades from Classic and Cash accounts. Salary payments of at least £500 must be paid into the account each month. Account opening subject to our assessment of your circumstances.