Youth accounts

Under 19s

Under 19s Account
If you're between 11 and 18 years old, we've made it easy for you to make the most of your money. Our Under 19s account offers you instant access to your money, the choice of a Visa debit card or a Cashpoint card, a competitive interest rate and other benefits according to your age.

Students

Student Account
Our Student Account includes everything you need to make the most of your money from a tiered interest-free Planned Overdraft (subject to application and status) to a range of discounts to help your money go further.

Islamic Student Account
We appreciate that following the requirements of your faith is important to you. Our Shariah approved Islamic Student Account includes everything you need to make the most of your money from a tiered interest-free Planned Overdraft (subject to application and status) to a range of discounts to help your money go further.

Graduates

Graduate Account
As a graduate you need an account that gives you the time to find your feet. Our Graduate Account offers free banking, an interest-free overdraft, low cost loan, a Classic credit card (all subject to application and approval) and commission-free foreign currency.

*** For customers aged 18 and over. Subject to status and application. Overdrafts are repayable in full on demand.
Account opening is subject to our assessment of your circumstances.
†† The issue of a credit card and its limit depends on our assessment of your circumstances. You must be over 18, a UK resident and have a Lloyds TSB Student account to apply.
*AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate – the rate before we take off income tax. Rates are variable and interest is paid quarterly.