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Under 19's account

If you’re between 11 and 18 years old, we’ve made it easy for you to make the most of your money. Our Under 19’s account offers you a Visa debit card, free banking and pays interest on the money you save in your account.

  • A Visa debit card
  • Instant access to your money
  • Great interest rate of 3.30% AER on your money
  • Find a Lloyds TSB branchApply for an Under 19's account at your local branch.

    Features & Benefits

    • a Lloyds TSB Visa debit card to pay for things in shops and online, as well as to take out cash from any Lloyds TSB Cashpoint® or ATM,
    • instant access to your money 365 days a year, how and where you want it,
    • competitive interest rate of 3.30% AER, on the money you have in your account,
    • Internet Banking and PhoneBank® * if you’re over 16,
    • no charges for using your account,
    • commission-free foreign currency,  
    View Under 19's account interest rates.

    How do I apply?

    To open an Under 19’s account, you must be aged between 11 and 18.

    Let us help you

    Protecting your cards
    Sentinel® Card Protection takes the worry out of losing your cards or having them stolen. An annual fee of just £20 will sort out all the hassle.
    Internet banking
    Register for Internet banking now and manage your money online - view your statements, pay your bills - whenever you want.

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