Insurance

You never know what’s around the corner. That’s why we offer a range of insurance policies to protect the things that matter to you. Get a competitive quote now for home insurance, car insurance and travel insurance.

Home Options Insurance – get £50 cashback

Save time by buying your home insurance online and protect the things you love, right now.

  • £50 cashback for new customers when you buy combined buildings and contents online. Conditions apply
  • £60 cashback for Internet Banking customers who log on, get a quote, and buy combined buildings and contents online through the Internet Banking system. Conditions apply. This offer is not available on price comparison sites.
  • Plus a 25% discount when you buy online (applied to the standard phone price, and excludes Home Emergency & Legal Expenses Cover. Minimum premiums apply).
  • A great deal from our panel of insurers

Home Solutions Insurance

  • Rest easy – you can relax knowing you have unlimited sum insured – this means we’ll cover the full cost of repairing or replacing your home and possessions.
    Inner policy limits apply. 
  • Quality you can trust -Defaqto have given our Home Insurance its top 5 Star Rating for the sixth year running. 
  • Spread the cost. You can spread your premium over 12 monthly instalments without interest charge.
  • UK based call centres.

Existing customers

Already have insurance from Lloyds TSB? Find information on what’s covered in your policy, how to make a claim, useful phone numbers and what else you can do to stay protected.

You rely on your car, so we do more to keep you on the road

  • Free Keycare cover and Guaranteed Replacement Car cover for the first year when you buy direct. Terms and conditions apply.
  • Be rewarded for careful driving with a no claims discount
  • 24-hour emergency and windscreen helpline
  • Three-year guarantee on approved claims repairs
  • Use of a courtesy car while an approved repairer is fixing yours (with comprehensive cover only, subject to eligibility and availability)
  • Lloyds TSB car insurance is underwritten by a panel of insurers

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Protect your family- Life and Lifetime Cover

Whatever comes your way in life, it's good to know that you can at least prepare for some of it. Our Protection for life plan offers all the protection you need in a single plan, saving you the hassle if shopping around.

  • Protect your family in one simple move
  • Flexible cover to suit your needs
  •  Help for your family to pay off the mortgage or other debts on your death with our Life Cover
  • A lump sum after your death with Lifetime Cover

Protect your health- Critical Illness Cover

A serious illness could have a major impact on your life and your ability to earn a living. Critical Illness Cover could give you the financial protection you'd need to help you cope.

  • Pays out a lump sum if you’re diagnosed with one of the critical illnesses specified in the policy
  • Children’s Critical Illness Cover included at no extra cost

Protect your income

If you can't work, bills still have to be paid. Taking out Essential Earnings Cover could help.

  • A monthly payment if you can't work because of an accident or long-term illness
  • Help for you and your family to meet everyday expenses

Travel Insurance - peace of mind when you're away from home

Make sure you've got it covered when you take off for a spot of globe trotting. With Travel Insurance from Lloyds TSB, you can really relax while you're away.

  • A 20% discount when you buy online
  • Emergency medical expenses covered up to £10 million
  • Choose single trip or annual multi-trip cover
  • Administered and underwritten by AXA Insurance UK plc

Mobile Phone Insurance

As a Silver, Gold, Platinum or Premier Current Account customer, you don't have to worry- your mobile phone is covered in the UK and abroad for loss, theft, damage (including accidental), electrical or mechanical breakdown and airtime abuse.

Important legal information

Lloyds TSB Home Options Insurance is arranged by Lloyds TSB Insurance Service Limited and underwritten by a panel of insurers, including our related company Lloyds TSB General Insurance Limited. Both companies are authorised and regulated by the Financial Services Authority (FSA). Lloyds TSB Insurance Services Limited under FSA number 310738 and Lloyds TSB General Insurance Limited under FSA number 202091. You can check the FSA register at www.fsa.gov.uk/fsaregister.

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority except for lending where we are licensed by The Office of Fair Trading. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC95237.