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Car Insurance

Two months free when you buy online - Get a Car Insurance Quote  (This link will launch a new browser window)

Buy Lloyds TSB Car Insurance online and you’ll get two months' free insurance, then one month’s free insurance each year you renew your policy.

2 months’ free terms and conditions

Discount is calculated excluding Insurance Premium Tax, Legal and Breakdown cover.

Lloyds TSB Car Insurance Benefits

Not all insurance policies are the same. Here are a few things that are standard with Lloyds TSB Car Insurance, but might not be with other insurers.

  • Get two months’ free insurance when you buy online then one month’s free insurance each time you renew your policy*,
  • Courtesy car whilst yours is being repaired by an approved repairer, (not available for 3rd party only policies),
  • No claims bonus of up to 65% (up to 70% if you’re over 50),
  • Overnight accommodation if you are stranded after an accident (comprehensive cover only and subject to limits),
  • 24 hour accident helpline,
  • A brand new car if yours is less than one year old and written off in an accident  (comprehensive cover only, where you are the first and only registered owner).

Lloyds TSB Car Insurance is arranged and underwritten by Churchill Insurance Company Limited.

Ready to apply?
Get a Car Insurance Quote online Get a New Car Insurance Quote (this link opens in a new browser window)
or call 0800 032 9450.

Or, if you've already requested a car insurance quote,
Retrieve your Car Insurance Quote Retrieve your Car Insurance Quote (this link opens in a new browser window)  

Lloyds TSB Car Insurance Standard Cover

  • A brand new car if yours is less than one year old and written off in an accident (comprehensive cover only, where you are the first and only registered owner),
  • No claims bonus of up to 65% (up to 70% if you're over 50),
  • 90 days European cover included,
  • Courtesy car whilst yours is being repaired by an approved repairer, (not available for 3rd party only policies),
  • 24 hour accident recovery helpline.

Get a Car Insurance Quote online Get a New Car Insurance Quote (this link opens in a new browser window)
or call on 0800 032 9450.

Lloyds TSB Car Insurance is arranged and underwritten by Churchill Insurance Company Limited.

Additonal Cover

Discounted Green Flag Breakdown Cover

  • For a reduced cost, you can choose to arrange Green Flag Breakdown Cover with five levels of cover available. For more information, call 0800 032 9450.

Insure a second person on my policy

  • For an additional premium,  you can put a second person on your policy.  For more information, call 0800 032 9450.

Car Insurance Policy Documents

To view the latest Policy documents, click 'Get a quote' in the car insurance section and select 'Policy Wording' from the options on the right.

Below you can view archived policy documents. Click on the appropriate policy to view.

Policy Booklets for Car Policies

Car Insurance if purchased between 03/11/2003 and 06/11/2004.

Policy Booklets for Breakdown Cover

Breakdown Cover if purchased between 03/11/2003 and 06/11/2004.

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Get Adobe Acrobat (this link opens in a new browser window) 

To help you, here are some of the most common questions asked about Lloyds TSB Car Insurance. If you have any specific questions about your current policy, or if you just want a bit more detail about Lloyds TSB Insurance products, try the Online Assistant.

Q. Who is allowed to drive my car?
A. Cover will be provided for anyone allowed by the Certificate of Motor Insurance to drive your car, as long as they are driving the car with your permission.

Q. What is policy excess?
A. Policy excess is the part of claim that you agree to pay - Lloyds TSB Car Insurance cover you for the remaining amount.

Q. What is a no claims discount/bonus?
A. No claims discounts/bonus represents the number of years you have held a policy without making a claim or having a claim made against you.

Q. How do I know if I’m covered?
A. Lloyds TSB Car Insurance claims advisors are fully trained and have an excellent knowledge of the policy cover you have arranged. Wherever possible, they will let you know during your first call whether your claim is covered by your policy.
It may help you to read through the policy document along with your schedule of cover before ringing to report your claim. If you require further help then please call on 0800 056 3811 or write to:

Lloyds TSB Car Insurance
PO Box 96
Ipswich
Suffolk
IP1 3BU

Q. Is immediate cover available?
A. If you buy your policy online or over the phone immediate cover is available.

Q. How do I make a claim?
A. If you are unfortunate enough to suffer loss or damage to your vehicle, you should report the incident to Lloyds TSB Car Insurance as soon as reasonably possible. You can make a claim by phoning the Claims department.on 0845 605 9306, Breakdown Recovery on 0845 032 4181 or Autoglass on 0800 328 9150.

Getting a quote is simple.  Fill in your personal details with the straight-forward questionnaire and receive your quote instantly, then confirm your details and progess to the checkout.

Get a Car Insurance Quote online Get a New Car Insurance Quote (this link opens in a new browser window)
Retrieve your Car Insurance Quote Retrieve your Car Insurance Quote (this link opens in a new browser window) 

What will I need?

  • The estimated value of your car,
  • The estimated mileage you travel,
  • The date you want cover to start.

Getting help

If you need more detail why not try the Online Assistant.

Apply by phone

To apply for a quote or to ask a question about our policies call 0800 032 9450.

Contact Details

Quotes & Sales

Lloyds TSB Car Insurance
Atlantic House
Tyndall Street
Cardiff
CF10 4PP
Telephone 0800 587 2914
Renewals 0845 605 9301

Amendments & Cancellations

Lloyds TSB Car Insurance
Atlantic House
Tyndall Street
Cardiff
CF10 4PP
Telephone 0845 605 9303

Other enquiries

Lloyds TSB Car Insurance
Atlantic House
Tyndall Street
Cardiff
CF10 4PP
Renewals 0845 605 9301

Make a Claim

To make a claim for your Car Insurance please call the numbers below:

Lloyds TSB Car Insurance
PO Box 96
Ipswich
Suffolk
IP1 3BU

Claims: 0845 605 9306
Breakdown Recovery: 0800 032 4181
Autoglass: 0800 328 9150

The online discount is calculated after applying any no claims discount.  Minimum premiums apply to all discounts.
Car breakdown insurance is provided by Green Flag Motoring Assistance and underwritten by UK Insurance Limited.
*Two months’ free online – This offer may be withdrawn at any time, subject to applicable law. This offer is applied as a discount off the normal rates. Minimum premiums apply. If you choose to pay by instalments the discount will be spread over 12 months. The policy must be held for the full 12 months to obtain the full benefit of the offer. The discount is calculated excluding insurance premium tax, legal and breakdown cover.
Courtesy car - The courtesy car is available on Third Party Fire & Theft policies as well as Comprehensive cover. It is not available on Third Party Only policies. As long as your car is not stolen or written off, a courtesy car will be provided for the duration of the repair when it is carried out by an approved repairer, following a valid claim.
Overnight accommodation - Overnight accommodation is only available on Comprehensive policies.
Availability - Lloyds TSB Car Insurance is not available online in Northern Ireland, but is available by phone