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Critical Illness Cover and Life Cover


Critical Illness Cover

  • Cover yourself - can help reduce the financial impact of a critical illness by paying out a cash lump sum if you are diagnosed with one of a range of specified critical illnesses.  
  • Cover your mortgage - can help to pay off your mortgage or any bills allowing you the time to recover.
  • Cover your business - can allow the business to continue operating by paying out a cash lump sum when the person covered is diagnosed with one of a range of specified critical illnesses.
  • Children's critical illness cover is automatically included.


Life Cover

  • Cover your life - can help protect your family’s or dependants’ financial security in the event of your death.
  • Cover your mortgage - can help ensure your outstanding mortgage is paid off in the event of your death.
  • Cover your business - a lump sum could help repay a business loan or mortgage in the event of your death.


Lifetime Cover

  • Provide a cash sum to help pay for bills or unexpected expenses when you die.
  • Guaranteed acceptance* for a benefit amount of £15,000 or less on a single life basis.
 

* To be accepted for cover you must be aged between 18 and 74, resident in the UK and have a UK bank account. For some customers there may be an early death exclusion applied to the policy for the first two years.
Part of Lloyds Banking Group, Scottish Widows has over 190 years of experience helping people plan for their future. Visit their website (opens in new window) to find out how they can help you or pop into your local Lloyds TSB branch.