Calm before the storm

Here are some top tips to minimise the risk to your home and personal possessions in the event of a flood.

• Move all lightweight electrical items upstairs or above ground level if you live in single storey accommodation. If possible, roll up carpets and move them upstairs.
• Remove all rugs, curtains and easily transferable furniture to the first storey – if you cannot remove curtains, hang them over the rail above the level of any potential flood water. Heavier electrical items (e.g. fridges and freezers) that cannot be moved above ground level should be raised on bricks or blocks if possible.
• Place all valuables in a watertight container in a secure place, preferably above ground level. Remember, even adequate insurance cover cannot replace items of sentimental value.
• Give consideration to your motor vehicles – can you take them quickly to higher ground should a flood affect your area?
• In the event of water entering your premises, unplug all electrical appliances and turn off the electricity supply to minimise the risk of electrical shocks. Also, turn off your gas supplies. 
• Put plugs into sinks and weigh them down with something heavy to prevent back-flushing. Blocked drains and gutters will prevent flood water from receding – keep them clear of leaves and debris at all times.
• Backup your computer and move above ground level – family photos and important files are irreplaceable.
• Pass your mobile phone number to your insurance company. In the event of a severe flood landlines may not be working and it’s important that your insurer is able to contact you. 
• Remember to check your garden – dustbins, garden furniture etc should be stored securely.  
• Gather basic items which you will need in the short term, such as cash, important documents (passport, insurance documents, bank account details), valuables (jewellery, items of sentimental value), and at least two days’ worth of clothing. It may be worth leaving a suitcase of essentials with a friend.

For more information on insurance, visit our Insurance pages or call 0800 015 9960.

Calm before the storm guide in conjunction with specialist disaster restoration organisation Rainbow International.