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Lloyds TSB home

Home Emergency

Home is where the heart is, so it's important to make sure that your home is adequately covered in the event of an emergency. Home Emergency cover can set your mind at rest when it comes to emergencies that:

  • Render your home unsafe or unsecure,
  • Cause further damage to your home or contents,
  • Create unreasonable risk to the health and safety of you or your family.

What does Home Emergency Cover include?

With Home Emergency cover, your home will be covered for:

  • Failure of or damage to your home's plumbing and draining systems,
  • Failure of or damage to external locks, doors and windows,
  • Damage to the house roof caused by bad weather or fallen trees (excluding flat roofs),
  • Complete failure of electricity supply,
  • Complete breakdown of your home's hot water system, or complete or partial breakdown of the central heating system,
  • Emergency temporary repairs to make your home safe and secure.

Home Emergency cover is the perfect complement to Home Insurance as it's a policy designed to help you resolve certain home emergencies immediately. However, Home Emergency cover is not a servicing or maintenance policy so it won't cover routine home services or domestic appliance breakdowns.

Apply for Home Emergency Cover today

In the event of an emergency you want to know that help is at hand - with Home Emergency cover you'll have access to a 24-hour helpline and we'll pay an all-inclusive, flexible benefit of up to £300 to resolve your home emergency.
Home Emergency cover costs £6.25 per month, but with the special introductory discount means your home emergencies will be covered for £5.25 a month - only 18p a day.

Apply for Home Emergency cover by calling an advisor on 0800 056 3040.

Home Emergency cover is underwritten by Royal and Sun Alliance PLC

The online discount is calculated after applying any no claims discount.  Minimum premiums apply to all discounts.

Lloyds TSB Home Options Insurance is underwritten by a panel of insurers (Allianz, AXA, Lloyds TSB Insurance, Fortis, Groupama, RSA, MMA Insurance, Sterling, Aviva, Legal & General) which exchange data with approved organisations for underwriting and fraud prevention purposes.