Home Insurance

With Home Options from Lloyds TSB, you can look forward to a range of insurance benefits. We offer:

• £50 cashback for new customers when you buy combined buildings and contents insurance online and hold the policy for 60 days. See full Terms and Conditions for the £50 cashback offer.
• £60 cashback for Internet Banking customers, when you log on and buy new combined buildings and contents home insurance through the internet banking system and hold the policy for 60 days. See full Terms and Conditions for the £60 Internet Banking offer.
• Your cashback will be paid automatically. Once you've paid your first premium and held the policy for 60 days, we'll do the rest.
• Plus a 20% online discount (applied to the standard telephone price, excluding Home Emergency & Legal Expenses Cover. Minimum premiums apply).

• Up to £7,500 for any single high risk item.
• Accidental damage to TV, audio, video, PC equipment and professionally installed satellite equipment fixed to your home.
• The contents of your home are covered against loss or damage caused by flooding, fire, earthquake, vandalism, and more.
• Accidental breakage of mirrors, fixed glass in furniture and ceramic hobs.
• Personal cash and credit cards stolen from your home up to £500.
• Keys to external doors, safes and alarms in your home up to £250.
• Automatic contents increase during Religious Festivals eg: Christmas (up to 10%) subject to a maximum £3,000.
• Visitors' belongings covered up to £250.
• Contents outside within the boundary of the home up to £1000.

Find out more about our Contents Insurance.

• The buildings of your home are covered against loss or damage caused by flooding, fire, earthquake, vandalism, and more.
• Alternative accommodation costs and/or loss of rent up to 20% of your buildings sum insured, if your home is made uninhabitable by an insured event.
• Any necessary costs for architects’ and surveyors’ fees following damage to the buildings by an insured event up to the sum insured.
• Accidental breakage of ceramic hobs (in fixed appliances), sanitary ware and fixed glass in your home.

Find out more about our Buildings Insurance.

Full policy details please view the Home Insurance Policy Documents.

 Get a Home Insurance quote online

Retrieve your Home Insurance quote   

Alternatively, call us to speak to one of our home insurance advisors - our Home Options cover could be the right policy for you and your home.

Call 0800 056 3040 now.

For existing policy administration amendments call
0845 603 8368.

If you want to make a claim call 0800 056 3811.

Need help?

If you need more detail on our insurance products then try our Online Assistant.

Full accidental damage cover
For an additional premium you may take out cover which safeguards you against accidental damage, for instance accidental spillages on carpets or furniture. For more details call us on 0800 056 3040.

Pedal cycles outside of the home
For an additional premium we can insure your pedal cycle outside of your home and even abroad. For more details call us on
0800 056 3040.

Personal possessions outside of the home
For an additional premium we can insure personal possessions such as cameras, jewellery and money against loss or theft outside the home. For more details call us on 0800 056 3040.

Home Emergency
Home is where the heart is, so it’s important to make sure that your home is adequately covered in the event of an emergency. Home Emergency cover can set your mind at rest when it comes to emergencies that:

• Render your home unsafe or unsecure.
• Cause further damage to your home or contents.
• Create unreasonable risk to the health and safety of you or your family.
  

Additional premiums apply. Please note Home Emergency cover is not a servicing or maintenance policy so it won’t cover routine home services or domestic appliance breakdowns. Terms, conditions and exclusions apply.

Full policy details please view the Home Insurance Policy Documents.

 Get a Home Insurance quote online

Retrieve your Home Insurance quote   

Alternatively, call us to speak to one of our home insurance advisors - our Home Options cover could be the right policy for you and your home.

Call 0800 056 3040 now.

For existing policy administration amendments call
0845 603 8368.

If you want to make a claim call 0800 056 3811.

Need help?

If you need more detail on our insurance products then try our Online Assistant.

Fill in your personal details with our straight-forward questionnaire and receive your quote instantly.

What will I need?

• The address for the property you wish to insure.
• The date when your current insurance runs out.
• The approximate year the property was built.
• Details of your home insurance claims history.

Full policy details please view the Home Insurance Policy Documents.

 Get a Home Insurance quote online

Retrieve your Home Insurance quote   

Alternatively, call us to speak to one of our home insurance advisors - our Home Options cover could be the right policy for you and your home.

Call 0800 056 3040 now.

For existing policy administration amendments call
0845 603 8368.

If you want to make a claim call 0800 056 3811.

Need help?

If you need more detail on our insurance products then try our Online Assistant.

Sales Department
Lloyds TSB Insurance
PO Box 1504
80 Holdenhurst Road
Bournemouth
BH8 8YG

Telephone 0800 056 3040.
(Opening hours are Monday to Friday 8am – 8pm, Saturday 8am – 4pm, closed Sunday).

Lloyds TSB Home Customer Services
PO BOX 788
1 Lovell Park Road
Leeds
LS1 9LL

Telephone number: 0845 603 8368

(Opening Hours – Monday – Friday 8am – 6pm, Saturday 9am – 1pm, Sunday – closed)

For more details view the Home Insurance Policy Documents.

Please contact the insurer who underwrites your policy from the list below.

If you don't know who underwrites your policy you can call us on 0800 056 3811 for assistance.

AXA Insurance
Aviva Insurance
Allianz Insurance
Ageas Insurance
Groupama Insurance
Legal & General Insurance
Lloyds TSB Insurance Services Ltd
MMA Insurance
Royal & Sun Alliance Insurance plc
Sterling Insurance
Zurich Insurance


AXA Insurance Claims
Lloyds TSB Team
AXA House
Whitelund Industiral Estate
Morecombe
LA3 3PA
Telephone 0870 903 6999

Aviva Insurance UK Claims
Lloyds TSB Insurance Unit (Dept 95)
PO Box 121
Surrey Street
Norwich
NR3 3UW
Telephone 0800 092 7444

Allianz Insurance Claims
Household Claims Centre
PO Box 2198
Bristol
BS99 7LH
Telephone 0845 073 1115

Ageas Insurance
Ageas House
The Square
Gloucester Business Park
Brockworth
Gloucester
GL3 4AD
Telephone 0845 121 2292

Groupama Insurance Claims
1 Port Way
Port Solent
Portsmouth
PO6 4TY
Telephone 0870 241 9935

Legal & General Insurance Claims
Lloyds TSB Insurance Centre
2 Friars Bridge Road
Ipswich
IP1 1QA
Telephone 0845 070 8681

Lloyds TSB Insurance Services Ltd
PO Box 788
1 Lovell Park Road
Leeds
LS1 9LL
Telephone 0845 300 2289

MMA Insurance Claims
Oakleigh House
Park Place
Cardiff
CF10 3DQ
Telephone 0845 071 0075

Royal & Sun Alliance Claims
PO Box 792
West Gate
Colston Avenue
Bristol
BS99 5BY
Telephone 0870 166 0056

Sterling Insurance Claims
50 Kings Hill Avenue
Kings Hill
West Malling
Kent,
ME19 4JX.
Telephone 0800 197 6522

Zurich Insurance Claims
PO Box 3301
Swindon
SN4 8WQ
Telephone 0845 3002934

For more details view the Home Insurance Policy Documents.