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Personal banking > Insurance > Home Options Insurance 
 

Home Insurance

Get £50 Cashback. If you are a new customer you will get £50 cashback when you buy combined buildings and contents insurance online.

Why buy Home Options Insurance?

Over the last 10 years we have been Britain's most popular home insurance provider*.

  • You get a 20% online discount (applied to the standard phone price and excludes Home Emergency & Legal Expenses Cover. Minimum premiums apply).
  • No interest when you choose to pay by monthly instalments.
  • We offer comprehensive cover but you can add more options if you want them (additional premiums apply).
  • Using a panel of insurers means you will always get a competitive price as we’ll find you our best online price available and save time as we do the comparing for you.

Our cashback deals explained

  • £50 cashback for new customers when you buy combined buildings and contents insurance online and hold the policy for 60 days. Full conditions for the £50 cashback offer.
  • £60 cashback for Internet Banking customers, when you log on and buy new combined buildings and contents home insurance through Internet Banking and hold the policy for 60 days. Full conditions for the £60 Internet Banking offer.
  • Your cashback will be paid automatically. Once you've paid your first premium and held the policy for 60 days, we'll do the rest.

With Home Options Insurance you can get:

Buildings Insurance

Contents Insurance

Additional cover

Get a quote for Home Insurance (Opens in a new browser window)

Additional Cover

Full accidental damage cover
For an additional premium you may take out cover which safeguards you against accidental damage, for instance accidental spillages on carpets or furniture. For more details call us on 0800 056 3040.

Pedal cycles outside of the home
For an additional premium we can insure your pedal cycle outside of your home and even abroad. For more details call us on
0800 056 3040.

Personal possessions outside of the home
For an additional premium we can insure personal possessions such as cameras, jewellery and money against loss or theft outside the home. For more details call us on 0800 056 3040.

Home Emergency
Home is where the heart is, so it’s important to make sure that your home is adequately covered in the event of an emergency. Home Emergency cover can set your mind at rest when it comes to emergencies that:

  • Render your home unsafe or unsecure.
  • Cause further damage to your home or contents.
  • Create unreasonable risk to the health and safety of you or your family.

Additional premiums apply. Please note Home Emergency cover is not a servicing or maintenance policy so it won’t cover routine home services or domestic appliance breakdowns. Terms, conditions and exclusions apply.

Ready to apply?

Full policy details please view the Home Insurance Policy Documents.

Alternatively, call us to speak to one of our home insurance advisors - our Home Options cover could be the right policy for you and your home.

Call 0800 056 3040 now.

For existing policy administration amendments call
0845 603 8368.

If you want to make a claim call 0800 056 3811.

Need help?

If you need more detail on our insurance products then try our Online Assistant.

Getting a Home Options insurance quote is simple.

Fill in your personal details with our straight-forward questionnaire and receive your quote instantly.

What will I need?

  • The address for the property you wish to insure.
  • The date when your current insurance runs out.
  • The approximate year the property was built.
  • Details of your home insurance claims history.

Ready to apply?

Full policy details please view the Home Insurance Policy Documents.

Alternatively, call us to speak to one of our home insurance advisors - our Home Options cover could be the right policy for you and your home.

Call 0800 056 3040 now.

For existing policy administration amendments call
0845 603 8368.

If you want to make a claim call 0800 056 3811.

Need help?

If you need more detail on our insurance products then try our Online Assistant.

Quotes and Sales

Existing policy administration and amendments

Make a Claim

Please contact the insurer who underwrites your policy from the list below.

If you don't know who underwrites your policy you can call us on 0800 056 3811 for assistance.

AXA Insurance
Aviva Insurance
Allianz Insurance
Ageas Insurance
Groupama Insurance
Legal & General Insurance
Lloyds TSB Insurance Services Ltd
MMA Insurance
Royal & Sun Alliance Insurance plc
Sterling Insurance
Zurich Insurance


AXA Insurance Claims
Lloyds TSB Team
AXA House
Whitelund Industiral Estate
Morecombe
LA3 3PA
Telephone 0870 903 6999

Aviva Insurance Limited
Lloyds TSB Insurance Unit (Dept 95)
PO Box 121
Surrey Street
Norwich
NR3 3UW
Telephone 0800 092 7444

Allianz Insurance Claims
Household Claims Centre
PO Box 2198
Bristol
BS99 7LH
Telephone 0845 073 1115

Ageas Insurance
Ageas House
The Square
Gloucester Business Park
Brockworth
Gloucester
GL3 4AD
Telephone 0845 121 2292

Groupama Insurance Claims
1 Port Way
Port Solent
Portsmouth
PO6 4TY
Telephone 0870 241 9935

Legal & General Insurance Claims
Lloyds TSB Insurance Centre
2 Friars Bridge Road
Ipswich
IP1 1QA
Telephone 0845 070 8681

Lloyds TSB Insurance Services Ltd
PO Box 788
1 Lovell Park Road
Leeds
LS1 9LL
Telephone 0845 300 2289

MMA Insurance Claims
Oakleigh House
Park Place
Cardiff
CF10 3DQ
Telephone 0845 071 0075

Royal & Sun Alliance Claims
PO Box 792
West Gate
Colston Avenue
Bristol
BS99 5BY
Telephone 0870 166 0056

Sterling Insurance Claims
50 Kings Hill Avenue
Kings Hill
West Malling
Kent,
ME19 4JX.
Telephone 0800 197 6522

Zurich Insurance Claims
PO Box 3301
Swindon
SN4 8WQ
Telephone 0845 3002934

 

For more details view the Home Insurance Policy Documents.

*Britain’s most popular home insurance provider defined as holding the highest market share of home insurance policies. © GfK NOP Financial Research Survey (FRS), 2001 – 2011, 12 months ending September 2011, 34,148 adults interviewed.