Our investment and protection products are managed by Scottish Widows, which has nearly 200 years of experience in helping people on their financial journey.

Whether you want to invest a small or large amount of money, Lloyds TSB Share Dealing offers the investments, flexibility and tools you need.

Share Dealing Account

Share dealing made simple
Ideal for day-to-day share dealing without the hassle of paperwork. We hold your shares electronically for you and take care of all the admin.

Share Dealing ISA

Maximise the tax efficiency of your savings
The Share Dealing ISA is one of the most flexible and tax effiecient ways to invest in the UK and global stock markets.

As you approach retirement it's important to try and secure the best level of income possible from your pension fund. The most popular way to provide a secure, regular income in retirement is by using your pension fund to purchase an annuity.

The good news is you don’t have to take your annuity with the company that holds your pension fund, as they may not give you the highest income on the market. You have a right to look around for a better deal – this is known as the Open Market Option.

Our specialist Annuity Service uses a panel of annuity providers to help you find the best income for your retirement.

With annuity rates varying by up to {40%} between the best and worst quotes in the market* your level of income could be impacted, so it makes sense to shop around.

*Source: Avelo Exchange portal March 2012

  • We will arrange an impartial comparison of quotes from our panel of some of the leading Annuity providers in the UK market to try to get you the highest possible income.
  • Get an instant indicative quote by using our short online quick quote service. 
  • Available if you have total pension funds of £18,000 or over.
  • Through our secure, user-friendly website, you will receive a no obligation personalised quote with your report, providing you with the results of our annuity market search.

REMEMBER, WHILST THERE IS THE POTENTIAL FOR YOUR MONEY TO GROW, YOU MAY GET BACK LESS THAN YOU ORIGINALLY INVESTED AS THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP. PAST PERFORMANCE IS NOT A GUIDE TO FUTURE PERFORMANCE. PLEASE ALSO REMEMBER THAT THE TAX TREATMENT OF ISAS DEPENDS ON YOUR INDIVIDUAL CIRCUMSTANCES AND CAN CHANGE IN THE FUTURE.

Important legal information

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority except for lending where we are licensed by The Office of Fair Trading. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.

Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC 95237.

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