About us
We are licensed to provide credit. Our consumer credit licence numbers are: Lloyds TSB Bank plc 4685 and Lloyds TSB Scotland plc 198797. You can find out more about the consumer credit licence scheme by visiting www.oft.gov.uk.
About our range of current accounts
Current accounts are subject to the regulation of the Financial Services Authority, and we are authorised and regulated by the Financial Services Authority. You can find out more about this by visiting www.fsa.gov.uk.
About ICICI Bank
ICICI Bank Limited (“ICICI Bank”) is incorporated in India and is regulated and authorised to take deposits in India by the Reserve Bank of India. As at 31st March 2007, ICICI Bank has paid up share capital and reserves of US$8.9 billion. Deposits with ICICI Bank are protected by the Deposit Insurance and Credit Guarantee Corporation, a wholly owned subsidiary of the Reserve Bank of India, as per the rules and regulations of the Deposit Insurance and Credit Guarantee Corporation. ICICI Bank Limited is incorporated in India under number 04-210-12 and which has its registered office at ‘Landmark’, Race Course Circle, Vandodara 390007, India. ICICI Bank NRI Services is not regulated by the Financial Services Authority in the United Kingdom and thus the protections afforded by the UK regulatory system will not apply to UK customers. ICICI Bank NRI Services are not a signatory to the Banking Codes.
About the India Banking Service
The India Banking Service is only available to persons over the age of 18 years. The Lloyds TSB current account is subject to Lloyds TSB’s assessment of your circumstances. The ICICI Bank NRE savings account is subject to status and application. Joint accounts are available. There is a minimum quarterly average balance of INR 10,000 required on your ICICI Bank account. Correct as at 28 March 2006. Money transfers via bill payment or standing order are completely fee free. But if you wish to transfer money via an International Money Mover, the standard way of transferring monies abroad from Lloyds TSB, you will be charged. India Banking account holders cannot make money transfers to India using Internet banking.
About charges for the India Banking Service
There are no specific charges associated with the India Banking Service. The applicable Lloyds TSB current account and ICICI Bank NRE account charges apply.
Click here for information about the India Banking Service.
