Planned Overdraft
A Planned Overdraft is a pre-agreed borrowing facility on your current account.
When you agree a Planned Overdraft with us we will send you a confirmation letter with details of your overdraft, such as the limit, interest and charges.
Your overdraft will be provided by Lloyds TSB bank plc or Lloyds TSB Scotland plc, whichever you hold your account with.
Our Personal Banking terms and conditions and Banking Charges guide, which set out our standard charges, apply.
We ask that you make regular payments into your account while you are using your Planned Overdraft. Please also remember that all overdrafts are repayable on demand, even where we have agreed them for a specific period.
You can find out details of our current Planned overdraft borrowing interest rates.
Get an overview about personal overdrafts.
