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Platinum current account card

Annual Travel Insurance and Travel Accident Insurance
is underwritten by Financial Insurance Company Limited, incorporated in England No. 1515187, Limited by shares, Registered Address: Vantage West, Great West Road, Brentford, Middlesex TW8 9AG. Financial Insurance Company Limited is authorised and regulated by the Financial Services Authority. The insurance cover is effected in England and is subject to the laws of England and Wales. Terms and conditions for all insurance products are provided when you open your account.

Extended warranty and Purchase Protection
are issued by Royal & Sun Alliance Insurance plc. Registered No. 93792, which is part of Royal & Sun Alliance Group plc No. 2339826. Both companies are registered in England and Wales. Registered Office: St Mark's Court, Chart Way, Horsham, West Sussex RH12 1XL.

Terms and conditions
for all insurance products are provided when you open your account. Sentinel® Card Protection is a trading name of Cims Limited. whose registered office is at Wexham Springs, Framewood Road, Slough, Berkshire, SL3 6PJ. (Registered in England No. 1008797.

Data Protection Registration No. K3549236.) The Sentinel® Card Services Policy
is underwritten by Royal & Sun Alliance Insurance Plc whose registered office in England and Wales is at St. Mark's Court, Chart Way, Horsham, West Sussex RH12 1XL, (registered in England No. 93792). A full copy of the policy that also explains the complaints procedure, (which does not affect your legal rights), is available by calling 0800 414 717.

The law which applies to the Policy is the law for the part of the UK in which you live. If you do not normally live in the UK, then English law applies. Cendant has undertaken to comply with the Association of British Insurer's Code of Practice for Selling of General Insurance ("the Code"). Pursuant to the Code Cendant is designated as a company agent, for which the Insurance Company it represents accept responsibility. A copy of the Code is available on request.

If you would like written details of our credit terms, please write to Lloyds TSB Bank plc, PO Box 112, Canons House, Canons Way, Bristol, BS99 7LB. How much we lend (if any) and the issue of a credit card from Lloyds TSB depends on our assessment of your financial position and you must be 21 or over, a UK resident and hold a Lloyds TSB current account to apply. Interest rates may vary. The minimum monthly payment is £5 or 2% (whichever is greater)of any outstanding balance transfer.

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