Student Account
Below are the terms and conditions that apply to your account. We recommend you take time to read each section carefully and save them if you want to refer to them later.
Important information
Your banking relationship with us
Get an overview of Students, graduates and under 19's.
Benefits & Discounts
Up to £1,500 tiered interest-free Planned OverdraftOnce your place at university or college is confirmed, you can apply for an interest-free Planned Overdraft of up to £1,500 (subject to status). Starting with £500 for the first six months. Then apply to increase it to £1,000 in months seven to nine and you can apply for £1,500 after that – helping you to manage your spending over your first year. We also offer an untiered interest-free Planned Overdraft of up to £1,500 in years two and three and up to £2,000 in years four, five and six.
Up to £100 cash
Once you open a Student account, we’ll automatically give you £20 when your place at university is confirmed in August. We’ll then give you another £20 for each friend you recommend to us, up to a maximum of £80 (four friends). Simply ask in store for a referral form – which you’ll need to complete with your details and pass on to your friends.
Free NUS Extra Card
We’re the only bank to offer you a free NUS Extra Card worth £10. With an NUS Extra Card, you’ll be able to get massive savings on books, clothes, travel, DVDs, CDs, games, magazines, and computer and phone technology, as well as a range of exclusive competitions. NUS Extra’s exclusive discounts are available from many of your favourite brands.
Free YHA membership for a year
With our Student account, you’ll get one year’s YHA membership completely free. So wherever you want to go in the world, you can be sure of a warm welcome and a clean bed. Membership gives you great discounts at hostels in England and Wales as well as being your passport to a worldwide network of around 4,000 hostels in more than 90 overseas destinations.
To apply call 01629 592700 and give the reference LTSB07, as well as the first four digits on your debit card. They will then send you full details and a membership card.
eMusic
Don’t spend time shopping around to download your favourite tracks. Stock up your MP3 player with 35 free music downloads from eMusic in an instant. Choose from over three and a half million songs by acts like White Stripes, The Rakes, Bloc Party, Basement Jaxx, The Raconteurs and many more. You can apply for your free downloads at www.emusic.com/lloydstsb.
Lloyds TSB Student MasterCard credit card
You can apply for a Lloyds TSB Student MasterCard with a minimum limit of £500 typical 19.9% APR variable (subject to status and being over 18 years old). You’ll get up to 56 days’ interest-free credit. This will help to spread your payments if you pay off the balance in full every month by the payment date shown on your statement.
Lloyds TSB Visa debit card
Your Lloyds TSB Visa debit card can be used at 27 million outlets around the world and gives you the freedom to take out money at 62,000 cash machines in the UK. You can also use it to get up to £100 cashback where available and make payments online and over the phone.
Text Alert services
Keep track of your account balance by registering for our Text Alert services.
PhoneBank® and Internet Banking
To make life a bit easier, you can do most of your banking over the phone with PhoneBank®, on
0845 3 000 000, and online with our Internet Banking service at www.lloydstsb.com If you need to call us from abroad, or prefer not to use our 0845 number, you can also call PhoneBank® on
01733 347 007.
