Below are the terms and conditions that apply to your account. We recommend you take time to read each section carefully and save them if you want to refer to them later.
Important information
Your banking relationship with us
Mobile Banking Pack
Register for the Mobile Banking Pack so you can always keep up-to-date with your finances and always make sure you have enough money in your account. As part of the Mobile Banking Pack, we also have a range of Text Alerts. We’ll send you Limit Alerts to tell you when your account balance has reached or exceeded your account limit, so you can avoid paying overdraft fees. And to help you manage your money, you can set your own limits with High Balance and Low Balance Alerts. Available free until August 2010 (£2.50 a month thereafter, for each account, registered).
Lloyds TSB Student MasterCard credit card*
You can apply for a Lloyds TSB Student MasterCard with a minimum limit of £500 typical 19.9% APR variable (subject to status and being over 18 years old). You’ll get up to 56 days’ interest-free** credit. This will help to spread your payments if you pay off the balance in full every month by the payment date shown on your statement.
Lloyds TSB Visa debit card
Your Lloyds TSB Visa debit card can be used at 27 million outlets around the world and gives you the freedom to take out money at 62,000 cash machines in the UK. You can also use it to get up to £50 cashback where available and make payments online or over the phone.
Internet Banking and PhoneBank®
To make life a bit easier, you can do most of your banking over the phone with PhoneBank®, on
0845 3 000 000, and online with our Internet Banking service at www.lloydstsb.com. Or, If you're calling from abroad, or prefer not to use our 0845 number, you can also call us on 01733 347 007†.
Free NUS Extra Card
We’re the only bank to offer you a free NUS Extra Card worth £10. With your NUS Extra Card, you’ll be able to get great savings on books, clothes, travel, DVDs, CDs, games, magazines, and computer and phone technology, as well as a range of exclusive competitions. NUS Extra’s exclusive discounts are available from many of your favourite brands like Amazon, McDonald’s, Superdrug, Matalan, La Senza, Warehouse, JJB Sports, Odeon, Office and Oasis.The card will be for the 2009/2010 academic year - we'll send you details on how to apply shortly after you’ve opened your account.
Save up to £75.99 with the AA
Save £36 on AA driving lessons and receive a free "Pass Your Test" CD-ROM worth £19.99. After passing your test save a further £20 off Pass Plus - the DSA recognised qualification for advanced practical skills which could secure a discount of up to 35% on car insurance.
Free YHA membership for a year
With our Student account, you’ll get one year’s YHA membership completely free. So wherever you want to go in the world, you can be sure of a warm welcome and a membership gives you great discounts at hostels in England and Wales as well as being your passport to a worldwide network of around 4,000 hostels in more than 90 overseas destinations.
35 free music downloads from eMusic
Don’t spend time shopping around to download your favourite tracks. Stock up your MP3 player with 35 free music downloads from eMusic in an instant. Choose from over five million songs. Internet access, registration and debit or credit card required.
*How much we lend and the issue of a credit card is subject to our assessment of your circumstances. You must be a UK resident and 18 or over to apply. Overdrafts are repayable in full on demand.
**Providing you make the full payment by the payment date. There is no interest-free period for balance transfers, cash withdrawals or credit card cheques.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
† Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
