Below are the terms and conditions that apply to your account. We recommend you take time to read each section carefully and save them if you want to refer to them later.
Important information
Your banking relationship with us
Get an overview of Students, graduates and under 19's.
Up to £100 cash
We’ll automatically credit your account with £20 within 28 days of opening. We’ll also give you another £20 for each friend you recommend to us, up to a maximum of £80 (four friends).Your friends must open their accounts by the 11th October and credit it with £200 or more or a student loan of at least the same amount by the 31st October 2008. Simply ask in store for a referral form – which you’ll need to complete with your details and pass on to your friends.
Free NUS Extra Card
We’re the only bank to offer you a free NUS Extra Card worth £10. With an NUS Extra Card, you’ll be able to get big savings on books, clothes, travel, DVDs, CDs, games, magazines, and computer and phone technology, as well as a range of exclusive competitions. NUS Extra’s exclusive discounts are available from many of your favourite brands.
Mobile Banking Pack
Register for the Mobile Banking Pack so you can always keep up-to-date with your finances and always make sure you have enough money in your account. Available from October 2008 and free until October 2009 (£2.50 a month, for each account thereafter).
Free YHA membership for a year
With our Student account, you’ll get one year’s YHA membership completely free. So wherever you want to go in the world, you can be sure of a warm welcome and a membership gives you great discounts at hostels in England and Wales as well as being your passport to a worldwide network of around 4,000 hostels in more than 90 overseas destinations.
eMusic
Don’t spend time shopping around to download your favourite tracks. Stock up your MP3 player with 35 free music downloads from eMusic in an instant. Choose from over four million songs. eMusic is only available if you have a debit or credit card.
Lloyds TSB Student MasterCard credit card
You can apply for a Lloyds TSB Student MasterCard with a minimum limit of £500 typical 19.9% APR variable (subject to status and being over 18 years old). You’ll get up to 56 days’ interest-free credit. This will help to spread your payments if you pay off the balance in full every month by the payment date shown on your statement.
Lloyds TSB Visa debit card
Your Lloyds TSB Visa debit card can be used at 27 million outlets around the world and gives you the freedom to take out money at 62,000 cash machines in the UK. You can also use it to get up to £100 cashback where available and make payments online and over the phone.
PhoneBank® and Internet Banking
To make life a bit easier, you can do most of your banking over the phone with PhoneBank®, on
0845 3 000 000, and online with our Internet Banking service at www.lloydstsb.com If you need to call us from abroad, or prefer not to use our 0845 number, you can also call PhoneBank® on
01733 347 007.
