Graduate loan
Applicants must be UK residents over 18 who have a Lloyds TSB graduate current account. Written quotation available on request. All lending and the rate available to you is subject to status and depends on our assessment of your circumstances. We will normally charge you an early settlement fee if you pay your loan off early.
Rates may also vary according to a combination of factors which we consider to set your personal loan rate for you. These include past credit repayment history, your past account history and other personal details held on our records.
Loan Protection
Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.
For Loan Protection Insurance Policies purchased on or after 1 January 2007, your Loan Protection Insurance Policy is underwritten by Lloyds TSB General Insurance Limited, registered in England (Company No.204373) 25 Gresham Street, London EC2V 7HN and Scottish Widows plc, registered in Scotland, registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. All of these insurers are authorised and regulated by the Financial Services Authority (FSA).
Graduate Buy Now Pay Later loan
Subject to approval there is nothing to repay for the first three months of your loan. However please note that interest will be accrued from the date your loan is opened. A 9.9% APR typical rate applies on loans of £5,000 to £10,000 for up to 5 years.
Applicants must be UK residents over 18 who have a Lloyds TSB graduate current account. Written quotation available on request. All lending and the rate available to you is subject to status and depends on our assessment of your circumstances. We will normally charge you an early settlement fee if you pay your loan off early.
Rates may also vary according to a combination of factors which we consider to set your personal loan rate for you. These include past credit repayment history, your past account history and other personal details held on our records.
Loan Protection
Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.
For Loan Protection Insurance Policies purchased on or after 1 January 2007, your Loan Protection Insurance Policy is underwritten by Lloyds TSB General Insurance Limited, registered in England (Company No.204373) 25 Gresham Street, London EC2V 7HN and Scottish Widows plc, registered in Scotland, registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. All of these insurers are authorised and regulated by the Financial Services Authority (FSA).
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