Applicants must be UK residents 18 or over who have a Lloyds TSB current account and Internet banking. Written quotation available on request. All lending and the rate available depends on our assessment of your circumstances. We will normally charge you an early settlement fee if you pay your loan off early.
Written quotations for any Lloyds TSB credit service are available on request. How much we lend (if any) depends on our assessment of your circumstances. To apply, you must be 18 or over and a UK resident. If you would like a written quotation, write to Lloyds TSB Bank plc, PO Box 112, Canons House, Canons Way, Bristol, BS99 7LB.
Rates may also vary according to a combination of factors which we consider to set your personal loan rate for you. These include past credit repayment history, your past account history and other personal details held on our records.
Loan Protection
Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.
For Loan Protection Insurance Policies purchased on or after 1 January 2007, your Loan Protection Insurance Policy is underwritten by Lloyds TSB General Insurance Limited, registered in England (Company No.204373) 25 Gresham Street, London EC2V 7HN and Scottish Widows plc, registered in Scotland, registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. All of these insurers are authorised and regulated by the Financial Services Authority (FSA).
Loan protection (accident, sickness and hospitalisation for loan terms of less than five years and unemployment cover for all loan terms) is underwritten by Lloyds TSB General Insurance Limited.
Loan protection (accident, sickness and hospitalisation and for loan terms of five years and over, life and critical illness cover for all loan terms) is underwritten by Scottish Widows PLC.
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