Important Information
To apply you must be 16 or over, be resident and ordinarily resident in the UK for tax purposes and the account must be held in your sole name.
You may not subscribe to more than one cash ISA in any one tax year.
The Lloyds TSB Cash ISA is provided and managed by Lloyds TSB Bank plc, which is an approved ISA Manager, unless you apply for your Cash ISA at a Lloyds TSB branch in Scotland, in which case your Cash ISA will be provided and managed by Lloyds TSB Scotland plc, also an approved ISA Manager.
Our Cash ISAs are subject to the regulation of the Financial Services Authority. We’re authorised and regulated by the Financial Services Authority and are signatories of the Banking Codes. You can find out more about this by visiting www.fsa.gov.uk or calling the FSA on 0845 606 1234. Our FSA Registration numbers are 119278 (Lloyds TSB Bank plc) and 191240 (Lloyds TSB Scotland plc).
If you don’t use your ISA for a while
If you don’t add any money to your Cash ISA during a whole tax year, under HM Revenue & Customs rules, the next time you want to make a deposit you’ll need to re-apply. Visit your local branch and we’ll help you with this.
Further information
For more information about ISAs, as well as our full range of accounts, please come and see us at your local branch, call us on 0845 3 000 000.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax. All references made to tax and tax relief in this brochure are based on our understanding of current tax legislation and HM Revenue & Customs practices as at 6 April 2008. The law relating to taxation is always liable to change in the future and such changes cannot be foreseen.
