Loans

Once approved, the money will be in your account right away.

Your funds will be transferred immediately between the hours of 9am and 8.30pm, or before 9am the following day outside these times.

 

Representative example
£5,000Borrowing
amount
36 MonthsLoan
duration
£169.8536 monthly
repayments
13.57% (fixed) rate of
interest p.a.
14.4%Representative
APR
£6,114.48Total amount
payable
  

What are you looking for?

 

I am looking to borrow

Enter the loan amount you want to borrow
£

£1,000

Better rates of % APR or lower are available on Loans from £ to £*

£25,000

 

And pay back over

Enter the time you want to pay your loan back
 

1 year

7 years

Results

%
APR
Monthly repayments
£
for  months
Total amount payable
£

Apply now

Internet Banking

Users registered with Internet Banking can get started now with a personalised quote.

Not registered for Internet Banking

Your loan application will take about ten minutes and is totally secure.


Find out more

*Rates depend on your circumstances and loan amount.

      

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    Personal loans

    Loans from £1,000 to £25,000

    We’ll never encourage you to borrow more than you can afford. We have lots of advice and guidance to help you get it right.

    • Manage your money with a wide range of borrowing options – choose to borrow between £1,000 – £25,000 over 1-7 years
    • Instant money in your account**
    • A personalised quote with no credit footprint
    • Flexible repayment options, including repayment holidays

    Can be used for

    Our personal loans can help you reach your goals. You can use them for most purposes, including:

    • Debt consolidation
    • Home improvements
    • Buying a new car

    Apply today

    Apply online through Internet Banking and get a decision instantly. You can also visit a branch or call us on 0800 096 1282 to discuss a new loan.

    Internet Banking

    Users registered with Internet Banking can get started now with a personalised quote.

    Not registered for Internet Banking

    Your loan application will take about ten minutes and is totally secure.

    Borrow more

    Need to borrow more?

    Have some new plans and need extra funds? If you already have a Lloyds TSB loan, you may be able to borrow more. You can use the extra money to:

    • Make home improvements
    • Reorganise your finances
    • Buy a new car

    Additional borrowing from £1,000 to £25,000

    When you borrow more, you get the same flexibility and simple money management you enjoy with your current loan:

    • Instant online decisions
    • Combine loans or keep them separate
    • Flexible repayment options, including repayment holidays

    Apply today

    Apply online through Internet Banking and get a decision instantly. You can also visit a branch or call us on 0800 096 1282 to discuss a new loan.

    Internet Banking

    Users registered with Internet Banking can get started now with a personalised quote.

    Not registered for Internet Banking

    Your loan application will take about ten minutes and is totally secure.

    Graduate loans

    Graduate loans from £1,000 to £10,000

    A graduate loan can make it easier to organise your post-graduation expenses:

    • Competitive rates of interest
    • 1-5 years to repay your loan 
    • The option to make no repayments for the first 3 months

    Eligibility

    To apply for a graduate loan, you must:

    • Have a Lloyds TSB Graduate Account
    • Be a UK resident
    • Be 18 years old or over

    Repayment holidays

    When you’re just starting out, you may need extra flexibility. That’s why we give you the option to take a one-month repayment holiday.

    Understanding loans

    Understand loans with our video guide

    Loans are a useful tool that can help you get what you want out of life. See how personal loans can help you sort out your finances and achieve your goals.

    Read the video transcript.

    Join Internet Banking

    It only takes 2 minutes to apply and you’ll soon be enjoying the speed and convenience of banking online.

    Sign up nowSign up now for Internet Banking

      Repayment holidays

      When you need some financial flexibility, take a one-month repayment holiday on your loan.

      Find out moreFind out more about repayment holidays

        Contact us

        General loan enquiries

        0800 096 1282
        8am-10pm every day