Loans

Loans from 6.9% APR on loan amounts between £7,500 and £25,000. Smaller loan amounts are available.

Loan benefits

If approved you'll receive your money in your account instantly if registered for Internet Banking.
A personalised quote which will leave no credit footprint.
Borrow between £7,500 to £25,000 over 1 to 7 years (other loan amounts are available).
Flexible repayment options.

Loan amounts between
£1,000 and £7,499

We offer lower loan amounts. Find out more, and get a quote on amounts under £7,500.

Loan amounts between
£7,500 and £25,000

If you're registered for Internet Banking you can get a personalised quote

You can still get a quote if you're not registered for Internet Banking.

Representative example

Representative 8.9% APR on a loan of £10,000 with 48 monthly repayments of £246.95. Total amount repayable – £11,853.60. Annual interest rate (fixed) – 8.60%.

Car loans
Whether you’re looking to buy your first car, upgrade to a newer or bigger model, or get that classic car of your dreams; a personal loan could help you finance your car.

Home Improvement loan
Whether you’re looking to improve your home with anything from a new kitchen to a loft extension, we can help. With a home improvement personal loan you could cover the cost of improving your home, which could potentially add value to your property.

Graduate Loans
If you have a Lloyds TSB Graduate Account you can apply for a graduate loan which could help you get your finances back in order after graduating.

Loan Repayment holidays

If you have a loan with us and need some financial flexibility, a month's loan repayment holiday could get you on track.

Affordability Guide

Not sure how easy your loan will be to repay? We can give you a general idea of your ability to afford the repayments.

Existing loan customers
If you have a loan with us, we have a range of flexible options and tools to help you. If your needs have changed we're here to help.

Help and Support

Your guide to overdrafts, credit cards and loans (PDF)

Managing debt

Loans explained

PPI Complaints

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority except for lending where we are licensed by The Office of Fair Trading. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

View Internet Banking personal loan important information.