Loans

Let us help you

Affordability Calculator
Work out what you can comfortably borrow.

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Whatever you’d like to know about our Personal Loans, we’re here to help

Let us help you find the loan that's right for you Our loans are the flexible way to bring your plans to life. Whether you're thinking of a new car, some work around the house or just reorganising your finances, apply online through Internet Banking and we can give you a decision today.

Loans. A loan when you need it most. Find out more.

Unsecured Personal Loan

Personal loan

We want to be sure your loan’s right for both your plans and your finances. That's why you'll find helpful online tools like our affordability calculator to help you decide what you can comfortably borrow - up to £25,000 over one to seven years.

Please note that our loans are only available to Lloyds TSB Current Account holders who have had their account for more than three months.

Registered for Internet Banking?

Apply online or call us on
0800 092 0140*.

Not registered for Internet Banking?

Apply online, or call us on
0800 096 1356*.

Graduate loans

Graduate loan

Our graduate loans can help you get your finances back in order after graduating.

Protecting your loan

Loan Protection

Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.

Our Loan Protection has been awarded five stars for quality of cover by
Defaqto, an independent financial research company. This rating is based on the features and benefits of our Loan Protection product.

View Internet Banking personal loan important information.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 or over and a UK resident. You must have had a Lloyds TSB Current Account for more than three months.

Defaqto is an independent financial research company that scores products for quality across a wide range of features and benefits. Using a unique scoring system Defaqto then assign a star rating to each product. The highest rating of five stars is only awarded to products which meet a certain benchmark. Our Loan Protection product has been awarded a Five Star rating for quality of cover for the second year running.

* Lines open 8am – 10pm 7 days a week.