Loan amount of your choice up to £25,000.
The option to take breaks from your loan repayments with repayment holidays^**.
Choose to make no repayments for the first 3 months with Buy Now Pay Later**.
Optional loan protection that could cover your repayments in case you lose your job or can’t work.

If you are registered for Internet banking:

Apply online
or call us on 0800 056 0140.

If you are not registered for Internet banking:

Apply online
or call us on 0800 092 2290.

Secured loans

Formal loan

Borrow £25,000 or more with our Formal loan and secure it with your home or life assurance policy.

Bridging loan
Get a competitive loan to help you through the gap in your finances you can experience between buying and selling your home.

Further education and graduate loans

Our loans for graduates or to see you through further education, are competitive and easy to arrange.

Protecting your loan

Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.

Our Loan Protection has been awarded five stars for quality of cover by
Defaqto, an independent financial research company. This rating is based on the features and benefits of our Loan Protection product.

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A current account with extras
Choose the current account that suits your needs. All with a range of car, travel and mobile essentials.

View Internet banking personal loan important information.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
† Number one lender defined as having the largest share of the unsecured personal loans market. GfK FRS 6 months ending December, 2007, based on 3,337 loans held (excluding secured, point of sale under £1k and interest free loans).
* How much we lend and the rate available are subject to our assessment of your circumstances. Loans transferred instantly between the hours of 9:30am and 8:30pm or by 9am the following day outside these times.
**Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall unless you choose to use our overpay lump sum feature to make up for them at a later date. Repayment holidays are available if you meet certain conditions.
Defaqto is an independent financial research company that scores products for quality across a wide range of features and benefits using a unique benchmarking system. Defaqto then assigns a star rating to each product. The highest rating of five stars is awarded to the top 10% of policies. Our Loan Protection product was awarded a five star rating in February 2007.