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Personal banking > Loans > Graduate loan 

Graduate loan

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Loan Protection
Cover your monthly repayments if accident, sickness or unemployment prevents you from working.

9.9% APR Typical on loans of £5,000 to £10,000 for up to 5 years*.

Borrow from £1,000 up to £10,000

Delay your repayments for three months**

Choose your repayment period

Find a Lloyds TSB branchApply for a Graduate loan at your local branch.
Graduate loan important information

Features & Benefits

  • A loan from £1000 up to £10,000*.
  • Competitive rates of interest.
  • Up to 5 years to repay your loan.
  • Option to make no repayments for the first three months**.
  • Optional Graduate Loan Protection just in case you lose your income.

View Graduate loan interest rates and charges.

Graduate Loan Protection                           

Our optional Loan Protection could cover your loan repayments if you can't work due to illness, accident or unemployment. You can only take out this valuable reassurance when you apply for your loan so remember to tell us that you want it.

Our Loan Protection has been awarded five stars for quality of cover by Defaqto, an independent financial research company.  This rating is based on the features and benefits of our Loan Protection product.
                                                                                      
                                                                                                        defaqto 5 star award

How do I apply?

In order to apply for a Graduate loan you must:

  • have a Lloyds TSB graduate account,
  • be a UK resident,
  • be over 18 years old and under 75 years old at the expiry date of your loan.

Your local branch
Our staff at your local branch will be happy to discuss your requirements and will usually be able to give you an answer the same day.

* How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 or over and a UK resident. Loans transferred instantly between the hours of 9:30am and 8:30pm or within 24 hours outside these times.
**Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall.

Defaqto is an independent financial research company that scores products for quality across a wide range of features and benefits using a unique benchmarking system. Defaqto then assigns a star rating to each product. The highest rating of five stars is awarded to the top 10% of policies. Our Loan Protection product was awarded a five star rating in February 2007.