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As long as you’re registered for Internet Banking you can open a Personal loan in just a few clicks.
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Let us help you find the loan that’s right for you Our Personal Loans are here to help you with your plans. Use our online tools and flexible options to get the right loan for you today. |
We'll never encourage you to borrow more than you can afford. We have lots of advice and guidance to help you get it right.
For added reassurance there's our optional Loan Protection insurance. This award winning cover could help take care of your loan repayments if unemployment, accident or illness mean you can't.
Get an instant decision by applying online. Your application will take about 10 minutes to complete and is totally secure.
Registered for Internet Banking?
Apply online, or call 0800 092 0140*.
Not Registered for Internet Banking?
Apply online, or call 0800 096 1356*.
How much we lend (if any) depends on our assessment of your circumstances. To apply, you must be 18 or over and a UK resident. Written quotations are available on request, please contact your nearest branch.
The rates term and repayments may vary depending on how you contact us to apply for your loan.
Rates may also vary according to a combination of factors which we consider to set your personal loan rate for you. These include past credit repayment history, your past account history and other personal details held on our records.
Loan Protection
Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.
For Loan Protection Insurance Policies purchased on or after 1 January 2007, your Loan Protection Insurance Policy is underwritten by Lloyds TSB General Insurance Limited, registered in England (Company No.204373) 25 Gresham Street, London EC2V 7HN and Scottish Widows plc, registered in Scotland, registered office in the United Kingdom at 69 Morrison Street, Edinburgh EH3 8YF. All of these insurers are authorised and regulated by the Financial Services Authority (FSA).
Loan protection (accident, sickness and hospitalisation cover for loan terms of less than five years and unemployment cover for all loan terms) is underwritten by Lloyds TSB General Insurance Limited.
Loan protection (accident, sickness and hospitalisation cover for loan terms of five years and over, life and critical illness cover for all loan terms) is underwritten by Scottish Widows PLC.
Get an instant decision by applying online. Your application will take about 10 minutes to complete and is totally secure.
Registered for Internet Banking?
Apply online, or call 0800 092 0140*.
Not Registered for Internet Banking?
Apply online, or call 0800 096 1356*.
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 or over and a UK resident. You must have had a Lloyds TSB Current Account for more than three months.
Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall unless you choose to use our overpay lump sum feature to make up for them at a later date.
Defaqto is an independent financial research company that scores products for quality across a wide range of features and benefits. Using a unique scoring system Defaqto then assign a star rating to each product. The highest rating of five stars is only awarded to products which meet a certain benchmark. Our Loan Protection product has been awarded a Five Star rating for quality of cover for the second year running.
* Lines open 8am – 10pm 7 days a week.
