support linkspage contentuseful information navigation
Personal banking > Loans > Personal loan 

Personal Loan

Get a Loan from Britain's most popular lender

Apply for a Personal Loan with a rate of  9.9% APR typical on loans of £7,500 to £25,000 for up to 5 years* and get an instant online decision in Internet Banking. Whether you've been looking to make a few home improvements, buy a new car or get your finances back on track - apply online for a Lloyds TSB Personal Loan, and you could have the money in your account today.

 I am registered for Internet Banking           Quote

 I am not registered for Internet Banking    Quote

Features & Benefits

  • Loan amount of your choice up to £25,000.
  • The option to take breaks from your loan repayments with repayment holidays***.
  • Choose to make no repayments for the first 3 months with Buy Now Pay Later**.
  • Manage your money through Internet Banking
  • Optional Loan Protection that could cover your repayments in case you lose your job or can’t work.

Loan Protection

Our Loan Protection policy is monthly renewable contract which means that you pay a monthly premium and cover lasts for a month at a time. Your cover will continue on a month by month basis unless it is cancelled by you or us, or until your cover ends (for example when your loan ends or you repay it early). 

Our Loan Protection has been awarded five stars for quality of cover by
Defaqto, an independent financial research company.  This rating is based on the features and benefits of our Loan Protection product.

                                                                                                      defaqto 5 star award

How do I apply?

Apply Online
Get an instant decision by applying online. Your application will take about 10 minutes to complete and is totally secure.

Get a quote for an Internet banking personal loanRegistered for Internet Banking?

Or call us on 0800 056 0140

Get a quote and apply online for a personal loan Not Registered for Internet Banking?

Or call us on 0800 092 2290
Open 8am-10pm 7 days a week.

Personal loans important information

 

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

* How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 or over and a UK resident. Loans transferred instantly between the hours of 9:30am and 8:30pm or within 24 hours outside these times.
**Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall unless you choose to use our overpay lump sum feature to make up for them at a later date.
***Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall.
† Number one lender defined as having the largest share of the unsecured personal loans market. GfK FRS 6 months ending April 2008, based on 3,510 loans held (excluding secured, point of sale under £1k and interest free loans).

Defaqto is an independent financial research company that scores products for quality across a wide range of features and benefits. Using a unique scoring system Defaqto then assign a star rating to each product. The highest rating of five stars is only awarded to products which meet a certain benchmark. Our Loan Protection product has been awarded a Five Star rating for quality of cover for the second year running.