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Personal loans online

Get a loan from Britain’s most popular Lender^†.

Get a quote and apply online for a personal loanApply for a Personal loan online now or by calling 0800 092 1290.

Personal loans online important information

8.9% APR Typical on loans of £7,500 to £25,000 for up to 5 years*.Apply online to borrow any amount up to £25,000 and get the money in your account today*.Features at a glance

Loan amount of your choice up to £25,000.
The option to take breaks from your loan repayments with repayment holidays^**.
Choose to make no repayments for the first 3 months with Buy Now Pay Later**.
Optional loan protection that could cover your repayments in case you lose your job or can’t work.

Loan Protection

Optional Loan Protection could cover your loan repayments if you can't work due to illness, accident or unemployment. You can only take out this valuable reassurance when you apply for your loan so remember to tell us that you want it.

Our Loan Protection has been awarded five stars for quality of cover by
Defaqto, an independent financial research company. This rating is based on the features and benefits of our Loan Protection product. defaqto 5 star award

How do I apply?

By phone
Call our loans specialists on 0800 092 1290 between 8am – 10pm, seven days a week. We can usually give you a decision within ten minutes.

Online now
Get a decision by applying online. Your application will take about 10 minutes to complete and is totally secure.

Get a quote and apply online for a personal loan Personal loans online important information

Let us help you

Not sure how much you can afford?
Before you take out a loan, check you can afford to repay it with our affordability guide.

Buying a used car?
Download our free used car buyers’ guide written by Quentin Willson. (This PDF will open in a new browser window).

Looking for home insurance?
Lloyds TSB Home Insurance will search 9 leading providers for you - plus you'll get 15% off when you apply online.

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Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority and signatories to the Banking Codes. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

† Number one lender defined as having the largest share of the unsecured personal loans market. Gfk FRS 6 months ending April 2008, based on 3,510 loans held (excluding secured, point of sale under £1k and interest free loans).
Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
* How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 or over and a UK resident. Loans transferred instantly between the hours of 9:30am and 8:30pm or within 24 hours outside these times.
**Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall unless you choose to use our overpay lump sum feature to make up for them at a later date. Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall.
Defaqto is an independent financial research company that scores products for quality across a wide range of features and benefits. Using a unique scoring system Defaqto then assign a star rating to each product. The highest rating of five stars is only awarded to products which meet a certain benchmark. Our Loan Protection product has been awarded a Five Star rating for quality of cover for the second year running.