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Loans

We’re the UK’s number one lender^† so you can be sure of good value and flexibility.Loans - Click here to see our latest offers

Personal loans

8.9% APR Typical on loans of £7,500 to £25,000 for up to 5 years*.

Apply online to borrow any amount up to £25,000 and get the money in your account today*.

Features at a glance

Loan amount of your choice up to £25,000.
The option to take breaks from your loan repayments with repayment holidays^**.
Choose to make no repayments for the first 3 months with Buy Now Pay Later**.
Optional loan protection that could cover your repayments in case you lose your job or can’t work.

If you are registered for Internet banking:

Apply online
or call us on 0800 056 0140.

If you are not registered for Internet banking:

Apply online
or call us on 0800 092 2290.

Secured loans

Formal loan

Borrow £25,000 or more with our Formal loan and secure it with your home or life assurance policy.

Apply for a Formal loan

Bridging loan
Get a competitive loan to help you through the gap in your finances you can experience between buying and selling your home.

Apply for a Bridging loan

Further education and graduate loans

Our loans for graduates or to see you through further education, are competitive and easy to arrange.

Protecting your loan

Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.

Our Loan Protection has been awarded five stars for quality of cover by
Defaqto, an independent financial research company. This rating is based on the features and benefits of our Loan Protection product.

defaqto 5 star award

Let us help you

Not sure how much you can afford?
Before you take out a loan, check you can afford to repay it with our affordability guide.

Ask a question
Get an instant answer from our online help centre.

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Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority and signatories to the Banking Codes. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. Lloyds TSB Group plc.

View Internet banking personal loan important information.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.
† Number one lender defined as having the largest share of the unsecured personal loans market. GfK FRS 6 months ending April 2008, based on 3,510 loans held (excluding secured, point of sale under £1k and interest free loans).
* How much we lend and the rate available are subject to our assessment of your circumstances. Loans transferred instantly between the hours of 9:30am and 8:30pm or by 9am the following day outside these times.
**Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall unless you choose to use our overpay lump sum feature to make up for them at a later date. Repayment holidays are available if you meet certain conditions.
Defaqto is an independent financial research company that scores products for quality across a wide range of features and benefits using a unique benchmarking system. Defaqto then assigns a star rating to each product. The highest rating of five stars is awarded to the top 10% of policies. Our Loan Protection product was awarded a five star rating in February 2007.