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Personal banking > Mortgages > Mortgage range > Buying a home > 2-Year Tracker Mortgage 

2-Year Tracker Mortgage

Main features and benefits

  • Available if you’re buying a home or you’re an existing customer switching to a new deal.
  • Your rate moves in line with the Bank of England base rate.
  • No higher lending charge.
  • Even during the Early Repayment Charge period you can repay up to 10% of the balance each year without a charge.
  • Available for borrowing between £5,000 and £500,000.

Please note that these deals can be withdrawn at any time. A deal is not secured until we have received your completed paper application form.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Only available if you’re buying a property.

Rates effective from 24 August 2009.
Borrowing between £5,000 and £500,000, up to 60% of your home's value
Initial rate, currently
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
2.99% (variable) tracks at 2.49% above the base rate until 31 January 2012
2.50% for the remainder of the term
2.8% APR
2.5%
Yes. Until 31/01/2012

                                              

 

  

Rates effective from 22 October 2009.
Borrowing between £5,000 and £500,000, up to 60% of your home's value
Initial rate, currently
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
3.29% (variable) tracks at 2.79% above the base rate until 31 January 2012
2.50% for the remainder of the term
2.8% APR
£995
Yes. Until 31/01/2012
3.79% (variable) tracks at 3.29% above the base rate until 31 January 2012
2.50% for the remainder of the term
2.8% APR
None
Yes. Until 31/01/2012

                                              

 

Rates effective from 22 October 2009.
Borrowing between £5,000 and £500,000, up to 75% of your home's value
Initial rate, currently
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
3.49% (variable) tracks at 2.99% above the base rate until 31 January 2012
2.50% for the remainder of the term
2.8% APR
£995
Yes. Until 31/01/2012
3.99% (variable) tracks at 3.49% above the base rate until 31 January 2012
2.50% for the remainder of the term
2.8% APR
None
Yes. Until 31/01/2012

                                              

 

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

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