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5-Year Fixed-Rate Mortgages

Main features and benefits

  • Available if you’re buying a home or you’re an existing customer switching to a new deal.
  • During the fixed-rate period your payments stay the same so they're easier to manage. 
  • Even during the Early Repayment Charge period you can repay up to 10% of the balance each year without a charge.
  • No higher lending charge.
  • No product fee options.
  • Available for borrowing between £5,000 and £500,000.

Please note that these deals can be withdrawn at any time. A deal is not secured until we have received your completed paper application form.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

**Online exclusive mortgage deal**

Only available if you're buying a property.

Loans must start by 11 February 2010.
Rates effective from 24 August 2009.
Borrowing between £5,000 and £500,000, up to 90% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
7.29% Fixed until 31 January 2015
2.50% for the remainder of the term
4.3% APR
£895
Yes. Until 31/01/2015

                                              

How much can I borrow?                                        Online Exclusive 5-Year Fixed-Rate Mortgage full product details.

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     

  

Loans must start by 11 February 2010.
Rates effective from 24 August 2009.
Borrowing between £5,000 and £500,000, up to 60% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
5.69% Fixed until 31 January 2015
2.50% for the remainder of the term
3.6% APR
£995
Yes. Until 31/01/2015
5.89% Fixed until 31 January 2015
2.50% for the remainder of the term
3.6% APR
£495
Yes. Until 31/01/2015
6.19% Fixed until 31 January 2015
2.50% for the remainder of the term
3.7% APR
None
Yes. Until 31/01/2015

                                              

How much can I borrow?                                        View full product details

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     

  

Loans must start by 11 February 2010.
Rates effective from 24 August 2009.
Borrowing between £5,000 and £500,000, up to 75% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
5.89% Fixed until 31 January 2015
2.50% for the remainder of the term
3.8% APR
£995
Yes. Until 31/01/2015
6.09% Fixed until 31 January 2015
2.50% for the remainder of the term
3.8% APR
£495
Yes. Until 31/01/2015
6.39% Fixed until 31 January 2015
2.50% for the remainder of the term
3.8% APR
None
Yes. Until 31/01/2015

                                              

How much can I borrow?                                        View full product details

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     

  

Loans must start by 11 February 2010.
Rates effective from 24 August 2009.
Borrowing between £5,000 and £500,000, up to 85% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
6.99% Fixed until 31 January 2015
2.50% for the remainder of the term
4.2% APR
£995
Yes. Until 31/01/2015
7.29% Fixed until 31 January 2015
2.50% for the remainder of the term
4.2% APR
£495
Yes. Until 31/01/2015
7.59% Fixed until 31 January 2015
2.50% for the remainder of the term
4.2% APR
None
Yes. Until 31/01/2015

                                              

How much can I borrow?                                        View full product details

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     

  

Loans must start by 11 February 2010.
Rates effective from 24 August 2009.
Borrowing between £5,000 and £500,000, up to 90% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
7.29% Fixed until 31 January 2015
2.50% for the remainder of the term
4.3% APR
£995
Yes. Until 31/01/2015
7.59% Fixed until 31 January 2015
2.50% for the remainder of the term
4.3% APR
£495
Yes. Until 31/01/2015
7.89% Fixed until 31 January 2015
2.50% for the remainder of the term
4.3% APR
None
Yes. Until 31/01/2015

                                              

How much can I borrow?                                        View full product details

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

* We may monitor and/or record telephone calls in case there's a need to check that your instructions have been carried out correctly and to help improve our service quality.