support linkspage contentuseful information navigation
Lloyds TSB home

Easy Step Mortgage

Main features and benefits

  • A stepped 3-year fixed rate.
  • Look forward to at least three months’ reduced payments at the start of your mortgage.
  • Available if you’re buying a home.
  • It could be a big help with your finances after the expense of moving.
  • Plus you get fixed-rate stability – you’ll know what your payments will be for the first three years.
  • Available for mortgages between £5,000 and £350,000.

Please note that these deals can be withdrawn at any time. A deal is not secured until we have received your completed paper application form.

How much will it cost?
Example of a £100,000 mortgage with a 40% deposit:
Based on 2.49% for the first three months you’d pay £448.11 per month during the initial low-rate period,
and then your payments would increase to £613.49 per month based on 5.49% for the remainder of the fixed term.
The overall cost for comparison is 2.7% APR.

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Loans must start by 11 February 2010.
Rates effective from 24 August 2009.
Borrowing between £5,000 and £350,000, up to 60% of your home's value
Initial Rates
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
2.49%
Fixed until 30 April 2010
followed by
5.49%
Fixed until 31 January 2013
2.50% for the remainder of the term
2.7% APR
£995
Yes. Until 31/01/2013

                                              

How much can I borrow?                                        full product details. Easy Step Mortgage.

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.   

  

Loans must start by 11 February 2010.
Rates effective from 24 August 2009.
Borrowing between £5,000 and £350,000, up to 75% of your home's value
Initial Rates
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
2.59%
Fixed until 30 April 2010
followed by
5.59%
Fixed until 31 January 2013
2.50% for the remainder of the term
2.7% APR
£995
Yes. Until 31/01/2013

                                              

How much can I borrow?                                        full product details. Easy Step Mortgage.

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.   

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

* We may monitor and/or record telephone calls in case there's a need to check that your instructions have been carried out correctly and to help improve our service quality.