Better rates

We’ve got mortgages for everyone – whatever it is you want to do whether you’re moving home or remortgaging. Plus if you've got a Lloyds TSB current account that has £1,000 or more paid into it every month, you could apply for our best mortgage rates.

Lloyds TSB current account holders, buying a new home or remortgaging with us, will receive an extra 0.1% off their new Lloyds TSB mortgage rate.

All of our mortgages offer:

• Mortgage flexibility - you could make sure that your mortgage is still right for you whatever happens.
• Free Home Harmony service to help you in the first year after buying a home.

The rates shown on this website, apart from buy-to-let rates, additional borrowing rates and existing mortgage customers switching deals, are our best fixed and tracker rates available to our current account customers. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Take a look at our mortgages for:

• First-time buyer
• Buying a home
• Remortgaging

Please note that the better rates are not available for buy-to-let rates, additional borrowing on our mortgages or for existing mortgage customers switching deals.

If you’re not a Lloyds TSB current account holder…
We could still help you find the right mortgage or let you know more about switching your current account to us so you could take advantage of our deals. So if you don’t bank with us call 0800 783 3534 and speak to a mortgage expert, or pop into your nearest branch.
Learn more about our current accounts

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Step 1: How much could I borrow?
Use our Borrowing Calculator to get a reliable indication of how much you could borrow.

Step 2: What mortgage deal could I have?
The rates shown on this website are our best Lloyds TSB mortgage rates available to our current account customers – apart from our buy-to-let range, additional borrowing range and existing mortgage customers switching deals where the same rates apply to all customers.

See our mortgages for:

• First-time buyer
• Buying a home
• Remortgaging

If the deals aren’t right for you and you’d like other options, or if you don’t already bank with us, call 0800 783 3534 and speak to a mortgage expert, or pop into your nearest branch.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Step 3: How much will it cost?
Use our Mortgage payments calculator to give you an idea of how much a mortgage could cost every month.

Step 4: How do I apply?
Don’t worry if you haven’t found the right place yet. To get a lending decision in principle you don’t need to have the specific property details.

Start online
Send your details through and a mortgage expert will call you back to talk through your options.

Call 0800 783 3534
Open from 8am-8pm Monday to Friday and 9am-2pm on Saturdays. We’re closed on Sundays and Bank Holidays. Speak to a mortgage expert about your individual needs. Calls may be monitored or recorded.

Prefer to talk through your options at your local branch?
Book an appointment
Let one of our qualified mortgage experts help you find the right mortgage.