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Personal banking > Mortgages > Which mortgage suits me? > First time buyer guide 

First Time Buyer Guide

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Buying your first home – the essential guide
To help you prepare for buying your first home we’ve put together a guide outlining the steps involved in the planning, search, buying and moving in process.

Along the way the guide also explains what costs may be involved, with a range of calculators to help.

And just in case you find some of the home buying language confusing, you can look up our mortgage glossary.

This guide applies to the house buying process in England and Wales only.

  1. Planning ahead
  2. What you can afford
  3. Searching for the right place
  4. Making an offer
  5. The legal process
  6. Exchanging contracts
  7. Completion
 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

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