support linkspage contentuseful information navigation

First Time Buyer Guide

Buying your first home – the essential guide
If this is the first time you’ve bought a house then the process can seem daunting.  There’s lots to think about, so that’s why we’ve put together this guide to outline the steps involved in the journey to owning your own home.

This guide applies to the house buying process in England and Wales only.

        Planning ahead

        What you can afford

        Searching for the right place

        Making an offer

        The legal process

        Exchanging contracts

        Completion

If you’d prefer a paper copy of this guide, visit your local Lloyds TSB branch or request a first-time buyer pack.

Let us help you

Mortgage calculators
Opens in a new window.

Mortgages help
Opens in a new window.

First time buyer guide

Rate this site
Opens in a new window.

Jargon buster

Start applying online

Call our Mortgage Experts
0800 783 3534*
8am-8pm Mon to Fri
9am-4pm Sat

Visit your local branch