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Personal banking > Mortgages > Mortgage range > First time buyers 

First time buyers

There’s no need to be daunted by getting your first mortgage. Buying your first home is a big step but we’ll be with you from the day you start thinking about it to the day you move in.

Helping you from day one
To help get you started we’ve put our expertise together and highlighted all the steps involved in buying your first home.Take a look at our first time buyer guide for more information. And in case you find some of the home buying language confusing, we have a mortgage glossary to give you further details.

Calculate your way to your first home
Plan ahead and get an idea of how much you could borrow, what your monthly payments could be, or how much you could afford.Use our mortgage calculators.

Follow our 4-step guide
If you're in a hurry to get your first home - follow our quick 4-step guide to fly through our site!

Please note: Early Repayment Charges apply on some deals, see our mortgage details.

Online exclusives

Get a reduced product fee with this fixed-rate range if you start your application online.

A range of special mortgage offers

Special Offers
We currently have a great range of deals available including our All Weather Mortgage.

Fix your mortgage rate

Make budgeting easier with a rate that remains the same for a certain period, no matter what happens to interest rates generally.

Your rate could move up or down

Choose a Tracker mortgage that follows the Bank of England base rate.

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.