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Buying a home - fixed rate mortgages

Choose a fixed rate so you can budget more easily around your mortgage costs. The rate you pay will stay the same each month until a set date, whatever happens to interest rates generally.

Choosing your fixed rate

Special offers

We have a range of special fixed-rate deals, including our exclusive first-time buyer mortgage, Lend a Hand. Find out more.

Mortgage Calculators

Try out our easy-to-use mortgage calculators and get an idea of how much you can borrow and what your monthly payments could be.
Use our calculators.

Already with us?

If you already have a mortgage with us or C&G, see how to apply if you want to borrow more or switch to a new deal.
More deals for existing mortgage customers.

Before you apply

When purchasing new-build properties, our mortgages are only available for borrowing up to 80% of the property’s value, which means you’ll need a deposit of at least 20%.

Will Lloyds TSB lend to you?
A number of things are taken into account when deciding if we can lend to you. Find out more.

The mortgages shown are not available for borrowing over £500,000. If you want to borrow more, call 0800 783 3534* and our Mortgage Experts will be happy to help you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

* We may monitor and/or record telephone calls in case there's a need to check that your instructions have been carried out correctly and to help improve our service quality.