Personal banking > Mortgages > Mortgage range > Buying a home > Fixed Rate Mortgages 

Choose a fixed rate so you can budget more easily around your mortgage costs. The rate you pay will stay the same each month until a set date, whatever happens to interest rates generally.

Choosing your fixed rate

• Online exclusive! - 2 & 5 Year Fixed-Rate Mortgages
• 2-Year Fixed-Rate Mortgages
• 3-Year Fixed-Rate Mortgages
• 4-Year Fixed-Rate Mortgages
• 5-Year Fixed-Rate Mortgages

Special offers

We have a range of special fixed-rate deals, including our exclusive first-time buyer mortgage, Lend a Hand. Find out more.

Mortgage Calculators

Try out our easy-to-use mortgage calculators and get an idea of how much you can borrow and what your monthly payments could be.
Use our calculators.

Already with us?

If you already have a mortgage with us or C&G, see how to apply if you want to borrow more or switch to a new deal.
More deals for existing mortgage customers.

Before you apply

When purchasing new-build properties, our mortgages are only available for borrowing up to 80% of the property’s value, which means you’ll need a deposit of at least 20%.

Will Lloyds TSB lend to you?
A number of things are taken into account when deciding if we can lend to you. Find out more.

Please call 0800 783 3534* and our Mortgage Experts will be happy to help if you wish to borrow more than £500,000.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE