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Mortgages glossary.

Personal banking > Mortgages > Fixed rate mortgages 
 

Fixed-Rate Mortgages

Our fixed-rate mortgages give you peace of mind that the rate you pay will stay the same each month until a set date, whatever happens to interest rates generally.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE                

If you're buying a home:

Fixed-rates

First-time buyers

We have special offers to help you onto the property ladder.

First-time buyer cashback offer

Exclusive mortgage deals for first-time buyers

Mortgage calculators

Get an idea of how much you can borrow and compare what your monthly payments could be with our range of fixed rate mortgages.

Try out our mortgage calculators

Better mortgage rates

If you've got a Lloyds TSB current account that has £1,000 or more paid into it every month, you could apply for our best mortgage rates.

Other mortgages are available if you don't bank with us or want to borrow more than £1million. Call 0800 783 3534 or visit a branch.

Please note: early repayment charges may apply, see mortgage details.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE                

If your mortgage deal with another lender is ending:

Fixed-rates

Mortgage calculators

Get an idea of how much you can borrow and compare what your monthly payments could be with our range of fixed rate mortgages.

Try out our mortgage calculators

Better mortgage rates

If you've got a Lloyds TSB current account that has £1,000 or more paid into it every month, you could apply for our best mortgage rates.

Other mortgages are available if you don't bank with us or want to borrow more than £1million. Call 0800 783 3534 or visit a branch.

Please note: early repayment charges may apply, see mortgage details.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE                

If you already have a mortgage with us, you could apply to borrow more:

Additional borrowing fixed-rates

 

If you already have a mortgage with us and it's coming to the end of the deal period or the deal period has finished, you could switch to a new fixed rate mortgage:

Switching mortgage deals

How to switch

It's easy for existing Lloyds TSB mortgage customers to switch to a new deal. Get in touch so that it's all ready for you when your existing one ends.

Start an online request today

Existing mortgages

If you have a mortgage with us and would like more information on how to make changes, you can find more details in existing customers.

Please note: early repayment charges may apply, see mortgage details.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE                

Lloyds TSB Scotland plc offer their own range of mortgages find out more.

*Lines are open 8am-8pm Monday to Friday and 9am-2pm on Saturdays. We’re closed on Sunday and Bank Holidays. We may monitor or record calls with you to improve the quality of our service.