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Personal banking > Mortgages > Guides & help 

Guides & help

Buying a home

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP
UP REPAYMENTS ON YOUR MORTGAGE

First time buyer guide

We realise there's much more to buying a home than just a mortgage, so we've put our expertise together to highlight all you need to know.

Buying a home

Know what to expect when you're making your move on the property ladder.

Learning about mortgages

Mortgage guide

Understanding what to look for in a mortgage and tips on managing your mortgage.

Which type of mortgage suits me?

Learn about the different types of mortgages we offer.

Mortgage fees

Certain fees may apply when you get a mortgage, get a better understanding of all the mortgage costs involved.

Payment options

Discover your repaying options - how long you can take to repay your mortgage, the differences between repayment and interest-only mortgages, more about early repayment charges and how interest is charged.

Mortgage rate tables explained
We're making it easier for you, understand our fixed-rate and tracker mortgage rate tables.

Mortgage calculators 
Get an idea of how much you can borrow and compare what your monthly payments could be with our range of fixed rate mortgages.

Applying for a mortgage

When you apply

Know what to expect when you start applying for a mortgage with us.

Other mortgages for you

Other mortgages

International mortgages are available for holiday homes and investment properties and mortgage options are available from LTSB Scotland.

Help

Mortgage Jargon buster

Mortgage language and jargon explained.

Online Mortgage help

Ask a question about mortgages.

Lloyds TSB Scotland plc offer their own range of mortgages find out more.

*Lines are open 8am-8pm Monday to Friday and 9am-2pm on Saturdays. We’re closed on Sunday and Bank Holidays. We may monitor or record calls with you to improve the quality of our service.