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Homeowner Loans

If you’re already a Lloyds TSB or C&G mortgage customer you can apply to borrow more so long as:

it's been at least six months since you took it out or last borrowed on your mortgage,
the total borrowing is 80% of the value of your home - this means that your existing mortgage amount and your additional borrowing added together cannot be more than 80% of the value of your home,
your borrowing amount is between £5,000 and £500,000.

If you’d like to switch all or part of your existing mortgage to a new deal at the same time as borrowing more, see what your options are and what products are available.

See our range of mortgages:

Fixed Rates

Choosing your rate
The fixed rate you choose will depend on the size of your loan, and its relation to the value of your home. You’ll also have to decide the length of time you’d like to fix your rate for:

It’s easy to find one to suit you. See our range:

Trackers

A tracker mortgage rate moves in line with the Bank of England base rate, so your monthly payments could go up or down (within one month) depending on how the base rate moves.

It’s easy to find one to suit you, see our range:

3-Year Tracker Homeowner Loans

Useful links
Bank of England base rate
Standard Variable Mortgage Rate
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Call our Mortgage Experts on
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Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

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