Here you will find important information about our mortgages and how they work.
Are there charges for any services?
We do charge for some services when your mortgage is up and running – here you can find out which ones and how much.
Go to Charges
What happens when the Bank of England bank rate changes?
Find out how a base rate change could affect your mortgage.
Go to Bank of England bank rate change
What happens when my current mortgage deal ends?
If you took out your mortgage before 1 June 2010, in most cases your interest rate will switch to the Standard Variable Mortgage Rate, which at that time, could be higher or lower than the rate you will have been paying and may vary over the remaining term of your mortgage.
See our current Standard Variable Mortgage Rate
Variable mortgage rates
If you took out your mortgage on or after 1 June 2010, when your deal ends your interest rate will move onto the Homeowner or Buy-to-Let Variable Rate which could be higher or lower than the rate you have been paying and may vary over the remaining term of your mortgage.
See our Variable Mortgage Rates
Privacy statement
The privacy statement tells you about the personal information we hold about our customers, when it may be disclosed and how we and others may use this information. See our privacy statement.
Lloyds TSB Scotland plc offer their own range of mortgages find out more.
*Lines are open 8am-8pm Monday to Friday and 9am-2pm on Saturdays. We’re closed on Sunday and Bank Holidays. We may monitor or record calls with you to improve the quality of our service.
