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Lloyds TSB home

Remortgaging

Main features and benefits

  • No property valuation fee for mortgages up to £500,000.
  • Free legal work if you are borrowing between £5,000 and £999,999 for a standard remortgage; plus a fixed-price service for the most common extra legal work needed on non-standard remortgages. Find out more about free legal work and fixed-price services.
  • You could apply to borrow more at the same time as switching your mortgage, up to a total mortgage of 80% of your home's value.
  • Choose from a fixed-rate or tracker mortgage.

Please note: Early Repayment Charges apply on some deals, see our mortgage details.

Fixed Rates

Choose a fixed rate so you can budget more easily around your mortgage costs. The rate you pay will stay the same each month until a set date, whatever happens to interest rates generally.

Trackers

A tracker mortgage rate moves in line with the Bank of England base rate, so your monthly payments could go up or down (within one month) depending on how the base rate moves.

Mortgage Calculators

Try out our easy-to-use mortgage calculators and get an idea of how much you can borrow and what your monthly payments could be.
Use our calculators.

Already with us?

If you already have a mortgage with us or C&G, see how to apply if you want to borrow more or switch to a new deal.
More deals for existing customers. 

Before you apply

If you are looking to switch your mortgage from another lender without moving home (remortgaging), you must have owned the property for at least 6 months by the time your new mortgage deal with us is due to start.

Will Lloyds TSB lend to you?
A number of things are taken into account when deciding if we can lend to you.
Find out more. 

The mortgages shown are not availabe for borrowing over £500,000. If you want to borrow more, call 0800 783 3534* and our Mortgage Experts will be happy to help you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

* Telephone calls may be monitored or recorded. 8am - 8pm Monday to Friday, and 9am-4pm Saturday.