Switching mortgages
If you are in a hurry, follow our 4 step guide.
If you are looking to switch your mortgage from another lender without moving home (remortgaging), you must have owned the property for at least 6 months by the time your new mortgage deal with us is due to complete.
Why should I consider switching?
Features & Benefits
If you are looking to switch your mortgage from another lender without moving home (remortgaging), you must have owned the property for at least 6 months by the time your new mortgage deal with us is due to complete.
Why should I consider switching?
- For a better mortgage rate.
- For lower mortgage payments.
- To borrow more.
- For more flexibility.
Features & Benefits
- No property valuation fee for mortgages up to £999,999.
- No higher lending charge.
- Free legal work if you are borrowing between £50,000 and £999,999 for a standard remortgage. Find out more about the free legal fees.
Online exclusives
Get a reduced product fee with this fixed-rate range if you start your application online.
Special offers
Fix your mortgage rate
Make budgeting easier with a rate that remains the same for a certain period, no matter what happens to interest rates generally.
Your rate could move up or down
Choose a Tracker mortgage that follows the Bank of England base rate.
