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Switching mortgages

If you are in a hurry, follow our 4 step guide.

If you are looking to switch your mortgage from another lender without moving home (remortgaging), you must have owned the property for at least 6 months by the time your new mortgage deal with us is due to complete.

It’s easy to switch. We have a wide range of mortgages available, so you can find one to suit your needs. Plan ahead and get an idea of how much can you borrow.

Features & BenefitsPlease note: Early Repayment Charges apply on some deals, see our mortgage details.

Online exclusives

Mortgage deals only available online

Get a reduced product fee with this fixed-rate range if you start your application online.

Special offers

The Airmiles Mortgage - The only mortgage that gives you free Airmiles.

Fix your mortgage rate

Fixed-rate mortgages

Make budgeting easier with a rate that remains the same for a certain period, no matter what happens to interest rates generally.

Your rate could move up or down

Tracker mortgages

With our All Weather range you can track while rates fall, then fix if the outlook changes. See our mortgage rates.

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For the journey