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Online exclusive mortgage deals

Main features and benefits

  • Save £100 on our usual product fee by starting your application online.
  • Free Home Harmony service to help you in the first year after buying a home.
  • During the fixed-rate period your payments stay the same so they're easier to manage.
  • Even during the Early Repayment Charge period you can repay up to 10% of the balance each year without a charge.
  • No higher lending charge.

Please note that these deals can be withdrawn at any time. A deal is not secured until we have received your completed paper application form.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

2-Year Fixed-Rate Mortgage

Only available if you're buying a property.

Loans must start by 31 July 2010.
Rates effective from 24 February 2010.
Borrowing between £5,000 and £1,000,000, up to 85% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
6.19% Fixed until 31 May 2012
2.50% for the remainder of the term
3.2% APR
£795
Yes. Until 31/05/2012

                                              

How much can I borrow?                                        Online exclusive 2 year fixed rate mortgage full product details.

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     

Only available if you're moving your mortgage to us from another lender (remortgaging).

Loans must start by 31 July 2010.
Rates effective from 24 February 2010.
Borrowing between £5,000 and £1,000,000, up to 85% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
6.29% Fixed until 31 May 2012
2.50% for the remainder of the term
3.2% APR
£795
Yes. Until 31/05/2012

                                              

How much can I borrow?                                        Online Exclusive 2-Year Fixed-Rate Re-Mortgage full product details.

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     


 

5-Year Fixed-Rate Mortgage

Only available if you're buying a property.

Loans must start by 31 July 2010.
Rates effective from 20 January 2010.
Borrowing between £5,000 and £750,000, up to 90% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
7.29% Fixed until 31 May 2015
2.50% for the remainder of the term
4.2% APR
£795
Yes. Until 31/05/2015

                                              

How much can I borrow?                                        Online Exclusive 5-Year Fixed-Rate Mortgage full product details.

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     

                                              

Only available if you're moving your mortgage to us from another lender (remortgaging).

Loans must start by 31 July 2010.
Rates effective from 20 January 2010.
Borrowing between £5,000 and £750,000, up to 90% of your home's value
Initial Rate
Followed by the Standard Variable Mortgage Rate, currently
The overall cost for comparison is
Product fee
Early Repayment Charges
7.29% Fixed until 31 May 2015
2.50% for the remainder of the term
4.2% APR
£795
Yes. Until 31/05/2015

How much can I borrow?                                        Online Exclusive 5-Year Fixed-Rate Re-Mortgage full product details.

How much will I pay each month?                       Start your Mortgage application, opens in a new browser window.     

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

* We may monitor and/or record telephone calls in case there's a need to check that your instructions have been carried out correctly and to help improve our service quality.