support linkspage contentuseful information navigation

Protection for life

Nobody likes to think about it, but would your family be able to cope financially if you were to die or become critically ill? Scottish Widows have a range of practical solutions that will protect your family if this should happen. There’s no better time to discuss this than when you are arranging a mortgage.

With Protection for Life, you can create a plan to help protect the way you live, and ensure you have the right cover in place throughout your life, because the plan allows you to select only the benefits you need when you need them.

Right now, the cover you need to consider is protection for your mortgage, and we can arrange critical illness and life cover under Protection for Life. If you take out cover for your mortgage, you will then be able to take advantage of the full range of benefits Protection for Life offers as your situation changes in the future – giving you and your family the protection they need.

Protection for Life gives you a number of advantages:

  • Flexibility – There’s a menu of benefits to choose from and you can change your choices as necessary. You can set up a single or a two-person plan and change it as your circumstances change.
  • Economy – the more benefits you choose, the bigger the discount you’ll receive.
  • Ease – It’s easy to buy and easy to own, with only one application each time you apply for new benefits, one direct debit and one annual plan summary for all your benefits.
  • A plan for life – It’s easy to change your benefits as your life changes. No journey through life is entirely predictable, which is why it makes sense to have an adaptable plan.

Please note: there is no cash-in value on any Protection for Life policies.

For further information, speak to your Mortgage Specialist when applying for your mortgage or see below.

How do I apply?

Before you apply we strongly recommend that you read key features and policy provisions  relating to the above plans.

By phone
You can call us on:0845 608 0371from 8am to 8pm, Monday to Friday and 9am to 5pm, Saturday and Sunday.

By post
Download and print the application form,** complete it and then return it to:
Scottish Widows
15 Dalkeith Road
Edinburgh
EH16 5BU

Online now
Apply online at the Scottish Widows website.

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

*Our mortgage protection cover is provided by Scottish Widows, part of the Lloyds Banking Group, who provide specialist life, pensions and investments products and advice.
**The links on this page are to pdf files. To read pdf files you need the Adobe Acrobat Reader software. To download this application free of charge please use this link to go to the Adobe website. Although Lloyds Banking Group plc takes every precaution in ensuring that the files available for you to download from this site are virus free, we cannot guarantee that the file you are about to download is free from viruses or other similar codes or programs. It is a condition of allowing you to download through our site that any liability on our part in respect of, or arising directly or indirectly out of, any virus or similar codes or programs is excluded. Therefore please run virus checking software before using the download files.