Nobody likes to think about it, but would your family be able to cope financially if you were to die or become critically ill? Scottish Widows offer a protection plan that will protect your family if this should happen. There’s no better time to discuss this than when you are arranging a mortgage.
With Protection for Life, you can create a plan to help protect the way you live, and ensure you have the right cover in place throughout your life, because the plan allows you to select only the benefits you need when you need them.
There are three benefits under Protection for Life that you can choose from to protect your mortgage:
Protection for Life could be your one simple solution to protect your home and family:
One plan | Get the cover you need, when you need it. You can choose from a menu of cover types, and you can add, remove and change existing policies at any time, without ever having to cancel the plan. |
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One fee | If you choose more than one type of cover you'll get a discount as you'll only be paying one policy fee, no matter how many types of cover you have in your plan. |
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For you and your family | You and your partner can be covered under one plan from the start, or you can add someone at a later date. And, if you have Critical Illness Cover, Children's Critical Illness Cover is included at no extra cost. |
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It's easy to set up and use | There's one application form, one direct debit and one annual statement - all under one plan. And you can start the cover whenever you want to. |
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Flexibility | You can change the type and level of cover you have, or even add your partner at a later date. |
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Added benefits | Depending on the type of cover you choose, the following benefits may be included: terminal illness cover, accidental death cover while your application is being processed, or Children's Critical Illness Cover. |
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Please note: there is no cash-in value on any Protection for Life policies.
See how Protection for Life has helped one Scottish Widows customer -Read her story.
For further information, speak to your mortgage adviser when applying for your mortgage or see below.
There are other benefits in the Protection for Life plan that we cannot arrange, if you want to discuss any of these, we can put you in touch with Scottish Widows.
Before you apply we strongly recommend that you read key features and policy provisions relating to the above plans.
By phone
You can call us on:
08457 678 910 from 9am to 8pm, Monday to Friday and 9am to 1pm on Saturday.
By post
Download and print the application form,** complete it and then return it to:
Scottish Widows
15 Dalkeith Road
Edinburgh
EH16 5BU
Online now
Apply online at the Scottish Widows website.
C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.
*Our mortgage protection cover is provided by Scottish Widows, part of the Lloyds Banking Group, who provide specialist life, pensions and investments products and advice.
**The links on this page are to pdf files. To read pdf files you need the Adobe Acrobat Reader software. To download this application free of charge please use this link to go to the Adobe website. Although Lloyds Banking Group plc takes every precaution in ensuring that the files available for you to download from this site are virus free, we cannot guarantee that the file you are about to download is free from viruses or other similar codes or programs. It is a condition of allowing you to download through our site that any liability on our part in respect of, or arising directly or indirectly out of, any virus or similar codes or programs is excluded. Therefore please run virus checking software before using the download files.
