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Remortgaging

Take the hassle out of moving your mortgage

Lloyds TSB remortgage switching service could help make switching your mortgage easy and even save you money with a mortgage from our range.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Our Remortgage Switching Service could help...

Our Remortgage Switching Service could help to take the hassle and expense out of switching.

With a dedicated team of experts to help customers through the process, Lloyds TSB will not only help you find the best product from our range for you but also do the rest of the work for you, including

  • Letting you know how much you could borrow
  • Giving you details of products available from our range
  • Arrange and do not charge for basic legal and valuation work when taken through Lloyds TSB

If you’ve got a Lloyds TSB current account and have £1,000 or more a month paid in to it you will also benefit from

  • 0.2% discount on your initial mortgage rate

 

Our mortgages

Remortgage fixed rates

Choosing a fixed rate will help you budget more easily around your monthly costs. The rate you pay will stay the same each month until a set date, whatever happens to interest rates generally.

 

Remortgage trackers

A tracker mortgage rate moves in line with the Bank of England bank rate, so your monthly payments could go up or down (within one month) depending on how the bank rate moves.

 

Better mortgage rates

If you’ve got a Lloyds TSB current account that has £1,000 or more paid into it every month, you could apply for our best mortgage rates.

Lloyds TSB current account holders, buying a new home or remortgaging with us, will receive an extra 0.2% off their initial new Lloyds TSB mortgage rate.

Other mortgages are available if you don’t bank with us or want to borrow more than £1million. Call 0800 783 3534 or visit a branch for details.

Please note: early repayment charges apply on some deals, see our mortgage details.

See what your monthly payments could be and compare mortgages

Payments calculatorUse our payments calculator to see how much you might pay

See how much we might be able to lend you

Borrowing calculatorBorrowing calculator

 

Mortgage product fees

Usually there’s a choice of mortgages with different product fees. Generally you’ll get a lower mortgage rate in return for a higher fee, or no fee with a higher rate. The fee will be added to the mortgage, and you can choose to pay it off or leave it on to spread the co

Are you eligible?

The amount that you can borrow will come down to what we think is a sensible amount to lend you and what you think you can afford. To help us make a decision, we will take a number of things into account.

  • Your income
  • Your outgoings
  • Your age
  • Records of previous loans and credit
  • The property value

Why Lloyds TSB?

  • Preferential rates for current account customers
  • Award winning mortgages from a known brand

Get started online

Save time by completing our online form. It should take around 20 minutes to complete and we'll then call you back to help you through the next steps.

Start nowApply for a Lloyds TSB mortgage now. Opens in a new bowser window.

Ways to apply

You’ll need the following details:

  • Income details.
  • Bank account details. 
  • Any existing mortgage details. 
  • Address details for the last 3 years. 
  • Any outstanding financial commitments.

    Make a start online

    Save time by completing our online form, it should take about 20mins to compete and then we’ll call you back to take you through your application.

    Start nowGet started with your mortgage now. Opens in a new browser window.

      Call us on 0800 783 3534

      To talk to an expert, and apply over the phone.

      We’re open from 8am-8pm Monday to Friday and 9am-2pm on Saturdays.
      We’re closed on Sundays and Bank Holidays.

        Visit us in branch

        Just select Mortgages first and then book appointment with a mortgage advisor. We’ll call you back to confirm a day and time.

          YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

          Important legal information

          Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority except for lending where we are licensed by The Office of Fair Trading. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

          Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC95237.

          Lloyds TSB Scotland plc offer their own range of mortgages. Find out more.

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