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Lloyds TSB home

Switching deals

Main features & benefits

  • Great rates if your current mortgage deal is coming to an end and you'd like to switch to a new deal.
  • Choose from a fixed-rate or tracker mortgage.
  • Even during the Early Repayment Charge period you can repay up to 10% of the balance each year without a charge.
  • Available for borrowing between £5,000 and £500,000.

Fixed Rates

Choose a fixed rate so you can budget more easily around your mortgage costs. The rate you pay will stay the same each month until a set date, whatever happens to interest rates generally.

Trackers

A tracker mortgage rate moves in line with the Bank of England base rate, so your monthly payments could go up or down (within one month) depending on how the base rate moves.

Before you apply

If you are in a hurry, follow our 4 step guide.

Calculators
Get an idea of how much you could borrow, what your monthly payments could be, or how much you could afford. You can even estimate your moving costs. Use our calculators.

Will Lloyds TSB lend to you?
We offer a great range of mortgages, however a number of things are taken into account when deciding if we can lend to you. See our considerations.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

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