Switching deals

It’s easy for existing Lloyds TSB mortgage customers to switch to a new deal. You’ll need to quote your mortgage account number whenever  you have a mortgage query. This can be found on your mortgage statement or other mortgage related letters.

Start an online request

Or you can secure your new mortgage deal in 3 easy steps.

Step 1: Choose your new deal

Get a great rate if your current mortgage with us is coming to an end and you'd like to switch to a new deal.

Choose from our wide range of mortgages.

Step 2: Get in touch

Speak to us before your current deal ends and we'll do our best to put it in place ready for when your existing one ends. Speak to a mortgage expert at your local branch, or call us to talk about your mortgage options.

Step 3: We'll put your deal in place

Once you've decided on your mortgage deal, your agreement will be sent out for you to sign and return.

What if you want to switch your existing deal and borrow more as well?

We understand that if you're making a change to your mortgage, you might want to make several changes at the same time so we’ve set out your options below:

The most you can borrow against the value of your home is 80% in total. This means that your mortgage and further borrowing amount added together cannot be more than 80% of your home’s value.

If you'd like to switch all of your existing mortgage to a new deal and borrow more at the same time, you can choose a deal, or mix deals, from our main mortgage range. Simply choose the deal or deals you want to apply for, get in touch and we'll do the rest.

What do I do next?

• Check out our available deals.
• Call 0800 783 3534, your local branch or start your application online.

If you'd like to switch just part of your existing mortgage to a new deal and borrow more at the same time, you need to choose from two separate ranges - a deal (or deals if you want to mix more than one) from our main mortgage range, then a deal (or deals) from our range for existing customers borrowing more.

What do I do next?

• First - Check out the deals you can apply to switch to
• Then - Check out the deals for existing customer borrowing more
• Call 0800 783 3534, your local branch or start your application online.
  

See our latest deals for additional borrowing.

Mortgage fees

There’s no application fee to pay if you are just switching deals, only a product fee if one applies to your new deal. However, if you want to borrow more at the same time as switching, you will need to pay a £99 non-refundable application fee as well as any product fee that applies.

More information about mortgage fees.