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Personal banking > Mortgages > Mortgage range > Tracker mortgages 

Tracker Mortgages

A tracker mortgage rate moves in line with the Bank of England base rate, so your monthly payments could go up or down (within one month) depending on how the base rate moves.

Choosing your tracker rate

The mortgage you choose will depend on:

  • the size of your loan and its relation to the value of your home,
  • the length of time you’d like your deal to apply for.

It’s easy to find one to suit you, see our range:

Borrowing between £5,000 and £49,999:

Borrowing between £50,000 and £999,999:

Please note that for purchasing new-build properties these mortgages are only available for borrowing up to 80% of the property’s value.

The above deals are not available for borrowing £1 million or more. Please call 0800 783 3534* and our Mortgage Specialists will be able to help if you wish to borrow more.

Special offers

We currently have a great range of deals available including our All Weather Mortgage. Find out more.

Before you apply

If you are in a hurry, follow our 4-step guide.

Calculators
Get an idea of how much you could borrow, what your monthly payments could be, or how much you could afford. You can even estimate your moving costs. Use our calculators.

Will Lloyds TSB lend to you?
We offer a great range of mortgages, however a number of things are taken into account when deciding if we can lend to you. See our considerations.

 

C&G mortgages are provided by Lloyds TSB Bank plc and administered by Cheltenham & Gloucester plc. Lloyds TSB Scotland plc offer their own range of mortgages, find out more.

*We may monitor and/or record telephone calls in case there's a need to check that your instructions have been carried out correctly and to help improve our service quality.