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Buying a home - tracker mortgages

With a tracker, your mortgage rate is set at above or below the Bank of England base rate and then moves in line with it - so your monthly payments could go up or down (within one month) depending on how the base rate moves.

Choosing your rate

Mortgage Calculators

Try out our easy-to-use mortgage calculators and get an idea of how much you can borrow and what your monthly payments could be.
Use our calculators.

Already with us?

If you already have a mortgage with us or C&G, see how to apply if you want to borrow more or switch to a new deal.
More deals for existing mortgage customers.

Before you apply

 When purchasing new-build properties, our mortgages are only available for borrowing up to 80% of the property’s value, which means you’ll need a deposit of at least 20%.

A number of things are taken into account when deciding if we can lend to you. Find out more.

The mortgages shown are not available for borrowing over £500,000. If you want to borrow more, call 0800 783 3534* and our Mortgage Experts will be happy to help you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

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0800 783 3534
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