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Tracker Mortgages

A tracker mortgage rate moves in line with the Bank of England base rate, so your monthly payments could go up or down (within one month) depending on how the base rate moves.

There are various tracker mortgages available, including our special All Weather Trackers. With an All Weather Tracker, if payments increase due to rate rises during the tracker period, you can switch one of our available fixed rates without paying the usual Early Repayment Charge. Your fixed rate mortgage choice will be subject to eligibility and may have fees that apply at that time.

Choosing your rate

The mortgage you choose will depend on:

It’s easy to find one to suit you, see our range:

Borrowing between £5,000 and £49,999:

Borrowing between £50,000 and £250,000:

Borrowing between £50,000 and £999,999:

Please note that these deals can be withdrawn at any time. A deal is not secured until we have received your completed paper application form.

Please note that for purchasing new-build properties these mortgages are only available for borrowing up to 80% of the property’s value.

The above deals are not available for borrowing £1 million or more. Please call 0800 783 3534* and our Mortgage Specialists will be able to help if you wish to borrow more.

Before you apply

If you are in a hurry, follow our 4-step guide.

Calculators
Get an idea of how much you could borrow, what your monthly payments could be, or how much you could afford. You can even estimate your moving costs. Use our calculators.

Will Lloyds TSB lend to you?
We offer a great range of mortgages, however a number of things are taken into account when deciding if we can lend to you. See our considerations.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Next steps
 Start applying
 Call our Mortgage Specialists on
0800 783 3534
 Or visit your local branch

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