How your personal information is used by Lloyds TSB group companies
Last updated November 2007
My personal data and Lloyds TSB
We may need to carry out searches to decide whether to accept your application, including checks to confirm your identity. We make these checks, including electoral register checks, through credit reference agencies and fraud prevention agencies. If the information you provide is false or inaccurate, or we suspect fraud, we may provide details to fraud prevention agencies and other relevant organisations. We and other organisations may use these records to recover debts and prevent fraud and money laundering. This search and details of your borrowing (if appropriate), will be recorded by the credit reference agency. If this is a joint application, our search creates a financial link between you in the credit reference agency records. This means that your financial affairs may be treated as affecting each other. In the event of non-repayment, relevant details may be disclosed to these agencies. You are legally entitled on payment of a fee to see any information held about you by any credit reference agency.
For more details about how we and other Lloyds TSB group companies use your personal information, please see the Personal Information section (condition 28) of the Personal Banking terms and conditions.
