Mayfair Banking Service

• Mayfair High Interest Cheque account
  Provides instant access to cash whilst offering a tiered rate of credit interest by combining the functions of both a current and savings account.
• Mayfair Current account
  Provides transactional banking facilities.
• Mayfair Investment account
  Offers instant access and a tiered rate of credit interest for surplus cash.

All our clients who maintain both a Mayfair Current account and a Mayfair Investment account have access to the convenience of a Cashsweep facility. This can make your life easier by maximising the interest rate benefits of your surplus funds and by monitoring your day-to-day spending, moving money across where necessary using limits pre-agreed with you.

All our clients receive the following services as part of their account:

• A Debit card is available on both the High Interest Cheque account and the Current account, enabling you to make cash withdrawals up to £500 a day and guarantee cheques up to £250. It’s accepted at over 18 million places worldwide.
• Lending; we offer a flexible range of lending solutions to suit your needs.
  

• Text alerts, giving you up-to-date account balances and transaction information via regular text messages.
• AA Breakdown Cover, providing breakdown assistance 24 hours a day, every day of the year. Also includes Relay Plus, Home Start and Accident Management.
• Lloyds TSB Travel Service, including worldwide annual travel insurance for you and your family and UK Airport lounge access, as well as discounts on many high street package holidays.
• Mobile phone insurance which covers you against the loss, theft, unauthorised use, accidental damage and breakdown of your mobile whether at home or abroad.
• Sentinel® Gold Card protection via Sentinel® which offers you and your household comprehensive cover for lost travel documentation as well as emergency cash both in the UK and whilst overseas (subject to approval).
• Savings on cars with CarSelect, which has been designed to save you time and money when buying a car.

For an additional fee, you can also take advantage of the following service:

Premier Home Insurance can provide contents cover in excess of £50,000 or buildings cover in excess of £400,000.

Lloyds TSB Private Banking American Express® credit card
Specifically designed with the needs of our most valued clients in mind, the Lloyds TSB Private Banking American Express credit card includes a lifestyle concierge service, exclusive airport lounge access and travel and leisure experiences through Airmiles. You will benefit from a preferential annual interest rate of 10.428% (variable) on purchases – the lowest rate we offer and exclusive to our Private Banking clients. When you include the annual fee of £250, this is equivalent to 45.2% APR typical rate (variable).