Private Banking accounts

• Private Banking Premier current account 
  A range of useful benefits are included as standard with your Private Banking Premier Current Account with a £25 per month account fee. For details of fee waivers that may apply, click on 'Our rates and charges'.
• Private Banking Premier Plus current account
  A range of useful benefits are included as standard with your Private Banking Premier Plus Current Account with a £25 per month account fee and in return clients receive some of the best rates of credit interest that we offer on balances up to £5,000, however there is no fee waiver available.
• Private Banking Premier Reserve account
     – View key features of this product.
     – If you want a high rate of interest as well as access to your money when you need it, our new Reserve account could be what you’re after.
• Private Banking Premier Investment account
     – view key features for this product,
     – this instant access Private Banking Premier Investment account offers attractive tiered rates on all balances above £2,500.

A Debit card is available on both current accounts, enabling you to make cash withdrawals up to £500 a day. It’s accepted at over 18 million places worldwide.

• £500 fee and interest free Planned Overdraft, with the option of a higher limit if you need it. You will, however, be charged interest on the balance of any Planned Overdraft above £500. All overdrafts are subject to a review of your circumstances and are repayable in full on demand.
• The Private Banking Telephone Service provides you with access to a dedicated team who will be available 24 hours a day, 7 days a week to help you with any banking queries, from ordering statements to paying bills.
• Text alerts, giving you up-to-date account balances and transaction information via regular text messages.
• Worldwide & UK Travel Insurance – cover for you and your family (who are under 80 years of age) anywhere in the world, including winter sports cover, for 62 days per trip. Children need to be financially dependent, under 18 and live with you, or under 24 and in full-time education. This insurance is subject to some exclusions. You can access the full set of terms and conditions via the link at the bottom of the page or ask your Relationship Manager for a set.
• AA Breakdown Cover, providing breakdown assistance 24 hours a day, every day of the year. Also includes Roadside Assistance, Home Start, Relay and Stay Mobile.
• Sentinel® Card Protection - Help, if your credit, debit or store cards are lost or stolen. One membership covers everyone in your household.
  For Private Banking Accounts opened from the 24th March 2012, Sentinel® Card Protection does not provide cover against the unauthorised and fraudulent use of cards.
  But don’t worry, if you are the victim of card fraud you should be covered by the bank who issued your card. Your level of fraud cover may differ between card issuers. So if you’re in doubt, contact your card issuer directly. All of the other Sentinel® Card Protection benefits will remain the same.
• Mobile phone insurance which covers you, once registered, against the loss, theft, unauthorised use, accidental damage and breakdown of your mobile whether at home or abroad.
• Save What Matters - all you need to do is register.
• Mobile Banking is included at no additional cost, which allows you to access your accounts on your phone and receive Text Alerts to keep you up to date with your finances.

Lloyds TSB Private Banking American Express® Credit Card
Specifically designed with the needs of our most valued clients in mind, the Lloyds TSB Private Banking American Express® Credit Card includes a lifestyle concierge service, exclusive airport lounge access and travel and leisure experiences through Avios. You will benefit from a preferential annual interest rate on purchases – the lowest rate we offer and exclusive to our Private Banking clients.