Private Banking accounts
Available if you are a client of our Asset Management Service or if you hold a Retirement Account with us or if you have at least £250,000 of savings and investments.
The Private Banking Premier Service is designed to meet the needs of people who want service that goes beyond high street banking and gives you a range of products that offer flexible, preferential rates.
A choice of current accounts
- Private Banking Premier current account
Get a standard credit interest rate with a £25 per month account fee. For details of fee waivers that may apply, click on 'Our rates and charges'.
- Private Banking Premier Plus
Customers receive some of the best rates of credit interest that we offer on balances up to £5,000, however there is no fee waiver available.
A Debit card is available on both accounts, enabling you to make cash withdrawals up to £500 a day and guarantee cheques up to £250. It’s accepted at over 18 million places worldwide.
Both accounts offer an extensive range of inclusive benefits
- £250 interest free Planned Overdraft, with the option of a higher limit if you need it. You will, however, be charged interest on the balance of any Planned Overdraft above £250.
- Investment account:
– view key features for this product,
– this instant access Private Banking Premier Investment account offers attractive tiered rates on all balances above £2,500. - The Private Banking Telephone Service provides you with access to a dedicated team who will be available 24 hours a day, 7 days a week to help you with any banking queries, from ordering statements to paying bills.
- Text alerts, giving you up-to-date account balances and transaction information via regular text messages.
- Worldwide Travel Insurance for you and your family. The cover protects both you and your family for as long as your current account is active and the account holder(s) are under 80 years of age. Cover includes both Family and Winter Sports.
- AA Breakdown Cover, providing breakdown assistance 24 hours a day, every day of the year. Also includes Stay Mobile, Home Start and Accident Management.
- Collect one Airmile per £1 spent through the Lloyds TSB AIRMILES Travel Service or claim a 7.5% discount (Price Match Guarantee applies) on package holidays, charter flights, international flights with hotel/car hire and more, phone us on 0844 49 333 60.
- Airport Lounge Access and Airport Meet and Greet service upgrade.
- Sentinel® Card Protection is included at no additional cost, which offers you and your household comprehensive cover for lost travel documentation as well as emergency cash both in the UK and whilst overseas (subject to approval).
- Mobile phone insurance which covers you against the loss, theft, unauthorised use, accidental damage and breakdown of your mobile whether at home or abroad.
- Save My NumbersTM - all you need to do is register.
Lloyds TSB Private Banking American Express® credit card
Specifically designed with the needs of our most valued clients in mind, the Lloyds TSB Private Banking American Express® credit card includes a lifestyle concierge service, exclusive airport lounge access and travel and leisure experiences through Airmiles. You will benefit from a preferential annual interest rate of 10.428% (variable) on purchases – the lowest rate we offer and exclusive to our Private Banking clients. When you include the annual fee of £250, this is equivalent to 45.2% APR typical rate (variable).
Further Information
