Exclusive to Private Banking clients, the Private Banking Credit Card has been specifically designed with the needs of our most valued clients in mind. It offers the highest level of service that you would expect, through one of the best lifestyle concierge services in the world, exclusive airport lounge access and a generous Airmiles programme.
Because we understand your requirements, your Private Banking Credit Card comes with a minimum £20,000 credit limit (subject to status) and up to 56 days of interest-free credit to meet any of your spending needs.
You will also benefit from a preferential annual interest rate of 10.428% (variable) on purchases – the lowest rate we offer and exclusive to our Private Banking clients.
When you include the annual fee² of £250, this is equivalent to typical 45.2%APR (variable)*.
We have partnered with TenUK, one of the world’s leading lifestyle and home management concierge services, to provide you with uniquely personalised concierge support.
TenUK’s team of specialist Lifestyle Assistants understands that it is often the day-to-day details that can take up the most time. Whether you need to track down a pair of earrings you saw in Venice, hire a top chef to cook for you, or arrange a bespoke trip at short notice, complete with a full itinerary that includes restaurant bookings and tickets to shows, they will always be on hand to help ease your busy life.
Their unique knowledge bank, wide-ranging expertise and contacts throughout the world ensure a consummate personal service every time. A Lifestyle Assistant is always standing by whenever you need to call on their services, whether tracking down a classic Aston Martin or finding a fully vetted plumber or landscape gardener.
No matter where you are flying, your Private Banking Credit Card includes Priority Pass membership, giving you and your companion access to 500 airport lounges in 275 cities in 90 countries worldwide.
Usually costing £259 per year for one person alone, your Priority Pass membership is included in your Card’s annual fee* so you and your companion have unlimited access to VIP lounges. You will be able to unwind before your flight with complimentary drinks and snacks while making the most of the lounges’ calm seclusion and quality service. There is also internet access where available to help keep you in touch, conference facilities and even shower rooms in many of the lounges – so you can arrive at your final destination feeling refreshed and revived.
Our exciting new Airmiles programme complements your lifestyle with exclusive access to our highest collection rate of 1.3 miles for every £10 you spend. You can exchange your Airmiles for a wide choice of worldwide travel offers, including flights, hotels and luxury cruises. Or, if you prefer, you can enjoy leisure facilities closer to home by redeeming your Airmiles for theatre trips, spa days or a deluxe selection of wine. Once you have spent £15,000 on your Card in a year, you will qualify for a free worldwide companion ticket so you can really make the most of the rewards you have earned.
We believe every Private Banking client should receive individual attention, but we understand you may not want to travel alone. Once you have spent £15,000 on your Card in a year, you qualify for a worldwide Companion Ticket*** so you can really make the most of the Airmiles you have collected.
You can get more details about the Private Banking Credit Card from one of our Private Banking offices.
View Private Banking Credit Card Important Information.
Private Banking summary box containing rates and charges and an illustrative example††. (This link will open in a new browser window).
¹ Please refer to “Eligible Purchase” in Important Information.
² Not all services are available at all American Express® Travel Service locations and are subject to local laws and cash availability. We recommend Cardholders telephone before going to the office to ensure that the service required is available at that location.
* £250 annual fee, 3% fee for balance transfers, 3% fee (minimum £2.50) for cash advances and 3% (minimum £3.00) for promotional cheques. 2.9% fee for non-sterling transactions – interest is charged on these fees. Minimum credit limit £20,000. Minimum payment: 2% (minimum £5) of monthly statement balance or, if it is more, interest and Payment Protection Cover. Typical 45.2% APR variable.
** Taxes, fees and charges payable in cash.
*** Please refer to ‘Private Banking Card Companion Ticket’ in Important Information.
†† The documents on this page are pdf files. To read pdf files you need the Adobe Acrobat Reader software. To download this application free of charge please use this link to go to the Adobe website.
