Rates and charges

Interest rate hotline: 0845 300 0032

We always aim to keep our rates and charges competitive. And we do our best to make the figures easy to follow so you can make comparisons. To check the details on the product you’re interested in, use the links below.

 

Products Details
Current accounts Interest rates and charges across our current account range.

Current account rates | Current account charges
Private Details of the rates and charges for Private Banking.

Private Banking rates| Private Banking Premier charges | Private Banking Mayfair charges (Personal | Private Banking Mayfair charges (Business)
Savings The interest rates that can make your money grow.

Savings rates
Mortgages Current mortgage fees and charges.

Mortgage fees and charges
Credit cards Credit card rates and charges.

Duo Avios Credit Card Summary box | Premier Duo Credit Card Summary box | Advance Mastercard Credit Card Summary box | Platinum Balance Transfer Credit Card Summary Box |  Platinum Purchase Credit Card Summary box| Student Credit Card Summary box
Currency The charges you can expect to pay for our currency services.

Currency charges
Share Dealing Rates and charges for our Share Dealing service. Clicking this link will open in a new browser window.

Share Dealing rates and charges
Non-marketed products Interest rates across our range of non-marketed products.

Non-marketed rates
Other service charges Details on any product not included in the list above.

Other service charges

Important legal information

Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority except for lending where we are licensed by The Office of Fair Trading. FSA authorisation can be checked on the FSA’s Register at: www.fsa.gov.uk/register. Lloyds TSB Bank plc and Lloyds TSB Scotland plc are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. We subscribe to the Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk.

If your non savings income is less than your personal allowance you may qualify for the 10% savings tax rate, we will still pay your interest net of tax (with income tax taken off - currently 20%). If you think that this may apply to you, you should complete HMRC form R40, available on HMRC website or your tax office.

Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds TSB Scotland plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC 95237.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service.

PhoneBank® is a registered trademark of Lloyds TSB Bank plc.